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Account Benefits

Keep track of spending
Ever got to the end of a month and wondered where your money went? Well wonder no more. Our expense tracker feature ‘Spending’ within the app tells you everything you need to know, from categorising your spend to surfacing personalised insights. You can even set budgets to help you track your spending. You can also get spending notifications every time you use your card.

Split bills easily
Pay Me lets friends pay you back without the faff of sharing bank details. And Split Bill is an easy way to share the cost of meals, even when your mates leave their wallet at home. Eligibility criteria and limits apply.

Check your credit score for free
You can check it for free in our app and check it as often as you like – it doesn’t affect your credit score. You’ll also get insights on how to improve your score. Credit score available once opted in through the app, to customers aged 18+, with a UK address and is provided by TransUnion.

Save your change with round ups
Save the spare change from your debit card spends straight to your savings account with NatWest Round Ups. It’s saving, made simple. Eligibility criteria and conditions apply.

Split bills with the Housemate app
Housemate is our free bill-splitting app for renters. Split bills and pay each other back easily. Your flatmates don’t even need to bank with us to use it.
To get started just download Housemate by Natwest. (We’re part of the NatWest group, you see, that’s why it’s called that.)
Available to anyone over 17 as long you live in the UK, have a UK bank account (that allows access) and be registered for online banking. You’ll also need a compatible smartphone.
Important documents to read
We do our best to ensure everyone is aware of their account terms and conditions, please take some time to review, print and/or save a copy of these.