Royal Bank home insurance policies are underwritten by U K Insurance Limited. Please read this important information: What you need to know about Royal Bank of Scotland (PDF, 114KB) or request a paper copy before you get a quote.
(1) 50% of new online customers paid this amount or less between30th June 2025 and 29th September 2025. Includes purchased optional extras.
(2) Based on Royal Bank of Scotland Renters closed claims (excluding Legal Protection claims) between 1st January 2025 and 31st October 2025.
50% of our new online customers paid £9.92 or less per month for their annual renters insurance policy, between30th June 2025 and 29th September 2025. Includes purchased optional extras.
With 0% interest, there’s no extra cost if you choose to pay monthly for your annual policy. Over 18's only, subject to eligibility and a credit agreement.
Think about how much cover you might need
Select your start date and how you want to pay
Please read this important information: What you need to know about Royal Bank of Scotland (PDF, 114KB) or request a paper copy before you get a quote.
Insure the contents of your rented home for a total sum of £5,000, £10,000, £15,000, £20,000 or £25,000. This doesn’t include any possessions you keep in the garden.
No deductions for wear and tear, as these will be replaced new for old. Mobile phones are replaced with Grade A refurbished model.
Lost or stolen cash, cheques and vouchers are covered up to £500.
Claim up to £1,000 to replace content you’ve paid for and downloaded onto your home computer, laptop, mobile phone or any other portable device.
Before buying contents insurance yourself, please check to see if you're covered by your parents' home or contents insurance policy.
Most insured events will not be covered whilst the home is unoccupied for more than 60 days in a row.
