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Personal loan
A useful option to fund larger, one-off purchases or to consolidate debt.
Use our calculator below to see what your repayments could look like. Or get a personalised quote by following the “Get a personalised quote” button below the calculator – this won’t affect your credit score.
Borrowing total:
£ Amount
Repay in
Total time
Monthly repayments
Monthly payments
You’ll pay in interest:
£ Interest
Interest rate:
Interest % p.a
In total you’ll pay:
£ Total
Representative APR:
% APR
All figures provided are for illustrative purposes only. This is not a formal quotation or a commitment to lend.
Your repayment breakdown
This could clear your outstanding balance by {finalrepaymonth}.
Are you eligible for a loan?
To apply, you must be 18+ and a UK resident with a Royal Bank of Scotland current account (held for 3+ months). You can't have been declared bankrupt for last six years and not have applied for a loan with us in the last 28 days.