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Monthly account fees may apply. Offer T&Cs and restrictions apply.
You could win £20,000 when you invest with Royal Bank
For every £50 you invest in a Royal Bank Stocks and Shares ISA, you’ll get one entry into the prize draw. The more you invest, the more chances you have to win!
For a chance to win first prize of £20,000, 10 prizes of £1,000 or 200 of £100. Enter between 12th January and 30th April 2026.
When investing your capital is at risk. T&Cs, fees and charges apply.
Spending Insights
Take control of your finances with tips and personalised coaching plans to help you manage your financial well being. Eligibility criteria may apply.
Payments Hub
Our Payments hub brings payments to the front and centre of our app. Send, request and manage your money all at the tap of a button. Eligibility criteria and limits apply.
Credit Score
Check your free credit score in the app today, so you know where you stand. Credit score is available once you opt in and provided by TransUnion. Eligibility criteria apply.
Round Ups
Watch the pennies add up with Round Ups. Round up your spending to the nearest pound, sending your change to your savings account. Eligibility criteria applies.
Favourite Payees
Are there people that you pay again and again? Save them to your favourite payees so you can send money faster. Add a picture to identify them too.
We're proud to partner Team GB
We aim to inspire success with our partners and help the nation take action. Learn how this partnership benefits our customers, and our communities.
Help with the cost of living
The cost of living has increased in recent years due to inflation, energy prices, tax rises, and other factors. While everyone feels the pinch, we offer practical tools to help.
Support with energy efficiency
Improving your home's energy efficiency could hep you to save money and boost its value in the long run. See our tips and support and get started today.
Graph showing independent service quality results for personal current accounts. Royal Bank of Scotland ranked 17th. Independent service quality survey results for personal current accounts
As part of a regulatory requirement, an independent survey was conducted to ask customers of the largest 17 personal current account providers if they would recommend their provider to friends or family.