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Know your credit score

Check your credit score for free

  • Keep an eye on your financial health
  • Identify potential fraud early

Why it's important

Your credit score gives you an idea of how well you’ve managed credit in the past. A good credit score may mean you’re more likely to be accepted for things like loans, credit cards, mortgages, and phone contracts.

Checking your credit score and report regularly can help you stay on top of your credit and better understand the information lenders may use when making decisions.

Credit score features available to you

From full credit report and proactive alerts to score predictor and personalised insights, we have a selection of features to help you stay on top of your credit score in the Royal Bank app or through Digital Banking.

View your full credit report

Including accounts, search history, and personal information.

Get alerts when something changes

To stay up to date and help identify fraud.

Check what's impacting your score

With personalised insights and tips to improve it.

Predict changes to your score

To see how financial decisions will impact your score.

Ways to improve your credit score

Check your credit score and report with us to explore how you could improve it:

Get personalised tips to help boost your credit score.

Review your credit report to understand what may impact your score.

Use credit score predictor to see how borrowing could affect your score.

Get your credit score today

You have two ways to check your score and report:

  1. Use the app: Log in to our app. Tap the profile icon in the top-left of the screen, and select Credit score.
  2. Use Digital Banking: Log in to your Digital Banking. From the Tools section, select Know your credit score.