Learn how to use the app, download and activate

Get Cash
Withdraw up to £130 every 24 hours at Royal Bank of Scotland (in Scotland), NatWest,  Ulster Bank NI and Tesco ATMs. You must have at least £10 available in your account and an active debit card (locked or unlocked).

Paying someone new without a card reader

You must be aged 13+ to make a payment.

For customers aged 13-15, the limit is £30 per day.

For customers aged 16+, there is a maximum of 5 payments totalling £1,000 per day. 

Pay your contacts

Receive and send money to someone else through our app by using their phone number.

No need to find out their sort code and account number and they don’t even need to bank with Royal Bank of Scotland. Available on eligible current accounts.

You must have available funds to send from your account (including any overdraft facility).

You must be aged 13+ to make a payment. 

For customers aged 13-15, you can make payments totalling no more than £30 per day.

For customers aged 16+, there is a maximum of 20 payments totalling £250 per day. 

Cancelling Direct Debits
To cancel a Direct Debit using the mobile app you have until 8:20pm (UK time) on the day the payment is due. At or after 8:20pm (UK time), the payment due on that day will have been taken and we will not be able to retrieve it.

Cancelling or amending a standing order
To cancel or amend a standing order from within the app you must give two working days notice.

Spending Tool
You must be aged 16+. Only available for Personal and Premier accounts.

Carbon Tracker (in Spending tool)
Carbon Footprint Tracker is within the Spending feature in our app. Spending is available to customers aged 16+ who have a Personal or Premier account with us.

Savings Goal
Eligible instant access savings account required.

Managing Receipts (business customers only)
Available to Business Banking customers only. Available on iOS 11 or above for Apple devices and Android 6 and above for Android devices.

My Loyalty Cards
My Loyalty Cards is available to customers aged 18+.

Biometric approval
Biometric approval is available to eligible app customers aged 16 or over.

Know My Credit Score
Credit score is available once opted in through the app to customers aged 18+ with a UK address and is provided by TransUnion.

Creating a Travel Plan on your debit card
You can register one trip at a time. It can include up to seven countries and last 90 days. Register each country you are visiting. The marker will apply to all debit cards in your name. Joint account holders should register separately. 

Creating a Travel Plan on your credit card
You can register one trip at a time. It can include up to seven countries and last 90 days. Register each country you are visiting. You can add multiple trips and any trips created will be applied to any additional cardholders on your account.