Can I borrow more money when I remortgage to make improvements to my home?
Thinking of moving your mortgage to Royal Bank of Scotland? Let us provide you with an indicative Agreement in Principle(opens in a new window) that will let you know how much we may be able to lend to you.
Subject to affordability, it is possible to borrow additional funds over and above the outstanding balance of your existing mortgage, up to a maximum of 90% of the property value. If you require additional funds for the purposes of repaying any existing debt (debt consolidation) please contact us.
A mortgage cannot be used in respect of any business or professional related activity.
If you are looking for additional borrowing, it may be possible and more appropriate to obtain a further advance from your existing mortgage provider rather than to remortgage. Royal Bank of Scotland can provide you with a no obligation key fact illustration to help you understand the cost involved should you decide to remortgage with us.
Existing mortgage queries
0800 056 0567
Overseas: +44 121 629 0739
Relay UK: 18001 0800 056 0567
Open Monday to Friday 8am - 6pm, Saturday 9am - 4pm (excluding public holidays)
