If you’ve not used your full ISA allowance why not top up it up? You've got until the 5th April to make the most of your ISA allowance for the current tax year.
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Moving money from your current account or another non-ISA Savings account
You can use our mobile app, Digital Banking, Telephone Banking or any branch to pay funds into your cash ISA.
If you want to move money from another non-ISA account you hold with another provider why not use the Add money feature in our mobile app.
You can transfer an existing ISA with us or a cash or Stocks and Shares ISA elsewhere using our mobile app. Once in the app, choose the ISA you want to transfer into and tap “Transfer in another ISA” to access the form.
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Our mobile app is available to personal and business banking customers aged 11+ using compatible iOS and Android devices. You'll need a UK or international mobile number in specific countries.
To transfer an ISA via Digital Banking, select the ISA you want to transfer into and go to “View account details.” Then choose “Transfer in savings from another ISA to us” and select “Find out more” to access the form.
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Digital Banking available to customers aged 11+ with a Royal Bank of Scotland account.
Transfer your existing cash ISAs to us
You can use the ISA transfer process to combine multiple ISAs into one new ISA.
You can transfer any amount from your ISA balance if it's from a previous tax year. If it's money paid in this tax year, it has to be the full amount.
If you want to transfer your ISA, it's important to go through the proper ISA transfer process so you don't lose out on any of the tax benefits of your ISA account.
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Cash ISA transfers can take up to 15 working days.
Transfer your Stocks & Shares ISA to a cash ISA
It’s easy to switch between these types of ISA accounts.
Your stocks & shares ISA provider will sell your investments and send the cash to your new provider. The new provider will put the cash into your account.
Going through this official transfer process means you won't miss out on any of your tax-efficient entitlement.
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It can take up to 30 calendar days to complete the transfer of a stocks & shares ISA to a cash ISA.
Helpful information before you get started
Before starting your transfer via our mobile app or Digital Banking:
Check your details to help us process your request quickly.
- Some ISA providers may only accept a paper request. You’ll get more information when you start the transfer.
- If you need to access our paper forms, you’ll find them in the FAQ section under ‘What if I can't access the mobile app or online banking?’.
Transfer times:
Internal: up to 5 business days
External: up to 15 business days
Stocks & Shares ISA: up to 30 calendar days.
Confirmation appears on the final screen. We’ll only contact you if we need more info.
