Day 1 & 2
The Current Account Switch Service will contact your old bank and they confirm if the switch can go ahead.
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Current account switch
Switch your bank account to Royal Bank
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Day 3
Your new account will then be set up and your payments, like your salary and bill payments will be moved across.
Day 6 & 7
We talk to your old bank about transferring your balance over. On Day 7 your balance will then be transferred and your old account will be closed. And that's your switch complete!
This service is only available to switch Current Accounts. Any other products you have with your old bank will not be moved at the same time.
Over 40 UK banks and building societies have signed-up to the Current Account Switch Service. You can check if your existing bank provider is a participant here.
Select Bank Account
Our most popular everyday bank account
Get notified every time you spend, giving you more control over your money.
No monthly fee.
To apply, you need to be 18+ and a UK resident.
Reward Bank Account
Earn monthly Rewards
Earn from 1% in Rewards that you can redeem as cash back, gift cards or e-codes with our retail partners.
£2 monthly fee.
To apply, you need to be 18+ and a UK resident. £1,250 monthly deposit required.
Premier Accounts
An exclusive service with a range of bank accounts to choose from
Fee-free or get extra benefits with one of our Reward accounts for a monthly fee.
Round the clock help, online or over the phone.
Premier Banking criteria applies. Minimum income, borrowings or savings required.
For our existing customers
If you already have a Royal Bank Select, Reward, Reward Silver, Reward Platinum or Reward Black accounts with us, and have the details of the account elsewhere you want to switch in, then you can start your switch straight away.
Switching with third party permissions
If you have given permissions to Third Party Providers to make payments on your behalf, or to access your financial information, access to these services won’t be transferred automatically to your new account as part of the Current Account Switch Service.