Existing customers

Manage your Select bank account

My Select account

We want to make your financial life as simple as possible, so we’ve gathered all the information for your Select account in one place.

Managing your account

Card services

Activate your card

Lock your card

Report your card lost or stolen

Order a card reader

Our accessible debit card

Using your debit card abroad


Arranged overdrafts

Ways to pay

Contactless payments

Use contactless for an easy and safe way to pay for all those everyday items. Limits apply.

Google and Apple Pay

Just add your debit or credit card to digital wallet - Apple Pay or Google Pay™ on your phone for an easy and secure way to pay. Apple Pay and Google Pay are available on selected devices. Retailer limits may apply.

Fast and easy payments

You can make payments or transfers on the go using our mobile app or Digital Banking. Limits apply.

Account T&C's

Current account terms, rates and charges

Make banking simple with our mobile app

Save your spare change with Round Ups

Pay with your debit card and we'll round up the amount to the nearest pound, then send the spare change to your savings account.

Save little and often and the pennies soon add up. Eligibility criteria and limits apply.

Check your credit score for free

Get on top of your finances by regularly monitoring your credit score in our app.

Available once opted in through the app to customers aged 18+ with a UK address and is provided by TransUnion.

Get Cash without your card

Withdraw up to £130 every 24 hours from our branded ATMs. You must have at least £10 available in your account and an active debit card.

Simply log in to your app and click on the “Get Cash” icon - you’ll find it at the bottom of the app home screen.

Pay in cheques securely

You can now pay in your cheques anytime, anywhere. Just take a photo of the front and back of the cheque using our app and the money will be paid into your account. It's simple, secure and saves you a trip to the branch.

Limits apply.

Request money from within our app

You can now request money from within the mobile app without sharing your account details.

“PayMe – Ask for Payment” allows you to request money from almost anyone with a UK bank account. Eligibility criteria and limits apply.

Budget better, spend less

Put your spending into categories and get a detailed view of where your money is going.

You must be aged 16+. Only available for Personal and Premier accounts.

Our app is available to personal and business banking customers aged 11+ using compatible iOS and Android devices. You'll need a UK or international mobile number in specific countries.

Switch or change your account

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To upgrade or switch you need to be an existing Royal Bank of Scotland current account customer.

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Switch to Royal Bank of Scotland

Switch a current account held elsewhere to your existing account using the Current Account Switch Service. 

How does the Switch Service work?

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Upgrade or change your account

If you'd prefer one of our other accounts, you can change your current account online. It's quick and easy to change.

  1. View our current account range. Specific account eligibility applies. Monthly fees may apply. 
  2. After choosing your preferred account option, follow the steps to apply for that account.
  3. When applying, make sure to choose the ‘change my existing account’ option and complete the application form.

When changing your existing account to another, you’ll:

  • Keep your existing sort code, account number and debit card. Your existing standing orders and direct debits will stay the same.
  • Retain your arranged overdraft limits.
  • See no impact to your credit rating.
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