Your actual credit limit and APR may vary depending on our credit assessment of you.
You may receive higher than our standard purchase and balance transfer rate of 18.9% p.a. (variable) upon application - up to 27.9% p.a. (variable). Interest on fees and charges is payable in line with our terms and conditions.
To apply, you must hold a current account, savings account, credit card or mortgage with Royal Bank of Scotland, be a UK resident, aged 18+ and earning at least £10K per year.