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Mortgages

Mortgage calculators

Online mortgages are provided by NatWest which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Royal Bank of Scotland may receive a fee based on a percentage of any mortgage entered into for this referral. NatWest and Royal Bank of Scotland mortgages are available to over 18s. Your home or property may be repossessed if you do not keep up repayments on your mortgage.

How much could I borrow?

The best place to start is our mortgage calculator. Use it to find out:

How much we may be able to lend to you

Compare our mortgages

What your monthly repayments might be

Use our mortgage calculator to see how much you could borrow, what it might cost you per month and compare mortgage rates.

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What is an Agreement in Principle?

An Agreement in Principle, also known as a Mortgage in Principle or Decision in Principle, is a more accurate indication of how much you could borrow to buy your next home.

Takes as little as ten minutes

It won't affect your credit score

First step towards a full mortgage application

By completing an Agreement in Principle, you are not committing to apply for a mortgage.

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Could you save money by overpaying?

Mortgage overpayment calculator

Overpayments are a great way of reducing the interest you pay over the lifetime of your mortgage. Use our overpayment calculator to find out how much interest you could save and how much sooner you could be mortgage-free.

Need some help?

Call us

We're on hand to arrange a phone or video call with one of our qualified mortgage professionals. We can also help with any general queries about the process. 

Call us on ${dn-0800 056 0567} 

Relay UK: 18001 0800 056 0567

Opening hours: Mon-Fri 8am-6pm, Sat 9am-4pm, Sun Closed. Excluding public holidays.

Buy to Let? We have tools and guidance designed to help you complete your mortgage application online. If you own 4 or more buy to let properties or you need additional assistance due to your personal circumstances, please get in touch so we can try to support you.