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Credit Card Online Services

The safe and convenient way to look after your credit card

RBS card

Why manage your credit card online?

We've made managing your credit card as simple, secure and convenient as possible.

We offer two ways to manage your credit card online - online banking (where you can manage your cards and RBS bank accounts together) and Credit Card Online Services.

Credit Card Online Services is the complete way to manage your credit card online and lets you do more.

Online BankingCredit Card Online Services
Get up to date balances and pay your bill
Switch off paper statements
Save paper and switch to online statements
View transactions online
View earlier transactions
4 months 18 months of PDF statements
Free email/text alerts
Reminders of your balance and when payments are due
Balance transfers
Transfer balances from other credit/store cards
Manage personal details
Change your address and contact details online
Sign up now
Find out more
Sign up now
Find out more

It’s easy to sign up for Credit Card Online Services, and it should only take a few minutes.

When you sign up, you’ll have to create your own login details. You need separate details for Credit Card Online Services and Digital Banking.

You’ll get instant access to a limited version of the service. We’ll then send you an activation code by post. Use this the next time you login to Credit Card Online Services to get full access.

Credit card only customers

Sign up for Credit Card Online Services for our most comprehensive online credit card management service.

More than one RBS account

If you have an RBS credit card and another RBS savings, loan or current account, you can sign up for Digital Banking and Credit Card Online Services. If you don’t have an RBS credit card, you can still sign up for Digital Banking.

Sign up for Digital Banking
Sign up for Credit Card Online Services

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What’s the difference between Digital Banking and Credit Card Online Services?

Digital Banking puts you in control of many of your RBS accounts, including your current account. It also lets you carry out some everyday transactions on your credit card account.

For example, you can view or download your transactions or pay your credit card from your current account.

However, Credit Card Online Services lets you do more. You can:

  • Monitor your credit card – keep track of your credit card spending 24 hours a day, including up to date transaction and balance details
  • Receive free alerts – to keep you up to date with your credit card balance and when your payment is due*
  • Use your credit card for more – pay bills, make a balance transfer and transfer money to your RBS current account or any other UK bank account
  • Pay your credit card bill – make a payment from any UK debit card
  • Go paperless – with online statements you can see and download statements from the last eighteen months
  • Manage your personal details – update all of your contact details online.
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Can I use my Digital Banking details to access Credit Card Online Services?

No. To access Credit Card Online Services you will need to set up a separate username, internet PIN and password.

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Who can use Credit Card Online Services?

To register, you need to be aged 18 or over and have an RBS credit card.

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What happens when I register?

We’ll ask you to choose a username and create an internet PIN and password. You’ll need these details every time you login.

As soon as you’ve chosen your username and internet PIN, you’ll have instant access to your credit card balance and transactions.

We’ll send you an activation code within 7-10 working days. You’ll need this to activate your account and get access the full online credit card servicing management tools. To protect your security, we’ll send the activation code by post.

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How do I activate my account?

When you receive your activation code, login and enter your code. You’ll then have full access to Credit Card Online Services.

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Need a helping hand?

If you need help to complete your registration, just call us on 0345 301 6080 (Minicom 0345 3003699). Lines are open 24 hours a day, 7 days a week. Calls may be recorded.

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*Your network operator may charge you for texts received whilst overseas

To sign up for Credit Card Online Services you need to have a RBS credit card and be aged 18 or over.

Please note that system updates will mean that Credit Card Online Services is unavailable for short periods in the early hours of the morning