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MyRewards

MyRewards Partner Retailers

With MyRewards partner retailers you can...

Earn Rewards when you spend with your debit or credit card

Maybe you enjoy a Greggs sausage roll for lunch, or like to do your weekly shop at Morrisons?

As a Reward customer, you could earn back some of your spend as Rewards when you use your Reward debit or credit card at our partner retailers.

Retailers can change, login to MyRewards regularly to see new offers.

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Trade Up your Rewards for eGift codes

Trade up your Rewards for eGift codes which you can use at selected retailers.

£10 in Rewards could be traded for a £10 Argos eGift code, plus get 5% back in Rewards. 

Retailers can change, login to MyRewards regularly to see new ways to exchange your Rewards.

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Donate your Rewards

We'll exchange your Rewards into cash and send your donation directly to one of our chosen charities. It's easy and can all be done within your Royal Bank app.

£5 in Rewards could be £5 donated to Macmillan Cancer Support, Alzheimer's Society and many more.

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Who can earn Rewards at partner retailers?

You can earn Rewards if you have:

  • a Reward, Reward Silver, Reward Platinum, Premier Reward or Premier Reward Black account (monthly fee applies).
  • a Reward credit card. Representative 31.0% APR (variable). Annual fee applies - but we'll refund it if you have a Reward current account.
  • a Reward Black credit card. Representative 40.7% APR (variable). Annual fee applies - but we'll refund it if you have a Premier Reward Black current account. 

Account eligibility criteria apply.

 

Partner retailer exclusions

Earn Rewards as you shop online and in-store

Earn Rewards when spending with your debit or credit card at participating retailers. Check the MyRewards section of the mobile app to see the offer amount and any key details e.g. if you spend in store or online.

Extra Rewards when you join or re-contract with selected partner retailers

Reward current account holders earn extra Rewards when paying eligible Direct Debits. Check the Reward membership section of your app to see how you can earn Rewards when you join or re-contract with our partner retailers such as Sky TV or Sky Mobile.

Your Reward credit card offers from Royal Bank

Earn 1-15% in Rewards at selected partner retailers if you have a Royal Bank Reward or Reward Black credit card.

Trade up your Rewards

Normally 1.00 Reward = £1, but with our partner retailers, you can exchange your Rewards for e-gift codes of a greater value or for a percentage back in Rewards.

Earn Rewards at our partner retailers

We have a range of partner retailers on our MyRewards membership scheme. The easiest way to see your offers is to log into your Royal Bank mobile app, tap the MyRewards tile and click 'Earn' to view your retailers. Retailers offers and Reward amounts may vary. 

Last year our customers earned an average of 6% back in Rewards when using their Royal Bank debit card at our partner retailers*.

*Based on Rewards earned vs. amount spent in 2022. 

Trade up or donate your Rewards

Normally 1.00 Reward = £1, but with our partner retailers, you can exchange your Rewards for e-gift cards of a greater value or for a percentage back in Rewards. Trade ups available as e-code or e-voucher will be displayed on screen and a copy will be sent to your email address shortly afterwards.

Alternately, you can change your Rewards into a donation to one of our chosen charities.

Watch your Rewards grow in the app

You can see your MyRewards balance in the Royal Bank mobile app. It will be displayed next to your other Royal Bank accounts.

Tap the MyRewards tile to see your Rewards statement, personalised retailer offers and how to exchange your Rewards.

Ways to become a MyRewards member

New to Royal Bank?

Our Reward account is available to new customers. To apply, you must be 18+ and a UK resident. You need to also pay in £1,250 to an eligible Royal Bank account every month.

Upgrade your current account

Packaged current accounts come with added extras and are available to existing Royal Bank current account customers. These extras range from earning Rewards, different types of insurance and fee-free debit card purchases abroad.

View our Premier Reward accounts

Bank accounts packed with benefits combined with our Premier Banking service to help you achieve your financial goals.

Something else we can help you with?