See your personalised quote
We’ll confirm your loan amount and rate at the start of your application with no harm to your credit rating. All this if you’re a Royal Bank of Scotland current account customer and applying in your name only.
If you're thinking about changing your car, sprucing up your home or planning your dream wedding, a Royal Bank of Scotland loan could help get you there.
We've been independently rated 5 stars for our 'Unsecured Personal Loan' by:
Take a look below at what our 5 star rated service means for you.
You could get your loan funds on the same day if you apply online, are unconditionally accepted and sign your loan documents before 5.45pm Mon-Fri.
Sometimes we need to contact you for more information, so it can take a little longer.
To apply for a loan online, you must be 18+ and a UK resident with a Royal Bank of Scotland current account (held for 3+ months).
It’s important to remember that if you repay your loan early, you will be charged an Early Repayment Fee. The amount you will be charged will be equal to 58 days’ interest on the amount you repay early (28 days’ interest if the period of the Loan is one year or less). If there is less than 58 days (or 28 days if applicable) remaining on the loan, the calculation will be based on the actual number of days remaining. This is in addition to your outstanding loan amount and any outstanding interest.
£7,500
0 months
£137.55
£8,253.00
3.9
3.9
The rate you pay depends on your circumstances and loan amount, and may differ from the Representative APR. We will never offer you a rate exceeding 29.9% p.a. (fixed), regardless of loan size. This means you're not guaranteed to get the rate you see in the calculator.
The rate you pay depends on your circumstances and loan amount, and may differ from the Representative APR. We will never offer you a rate exceeding 29.9% p.a. (fixed), regardless of loan size. This means you're not guaranteed to get the rate you see in the calculator.
When you apply for a loan, based on your circumstances, we might give you the opportunity to defer your first repayment.
We’ll confirm your loan amount and rate at the start of your application with no harm to your credit rating. There is no obligation to take out a loan if you’re not happy with the offer. Available if you’re a Royal Bank of Scotland current account customer looking to apply in your name only.
There are lots of different ways to borrow money and we're here to help you choose the most suitable option for you. Compare your different borrowing options to find out which type best suits your needs.
Before you apply, we need to check you're happy with a few things.
It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.