Back to main menu
Search
Search
Overlay
Mother and daughter hugging whilst sitting at laptop
Get a quote for a loan

See if you're likely to be accepted for a loan

Get your free, personalised quote

Get your money today if you apply and are approved before 5:45pm, Monday to Friday, excluding bank holidays.

 

Representative 6.6% APR

This rate is available on loans between £7,500 and £14,950. Other loan amounts are available at alternative rates. Our rates depend on your circumstances, loan amount and term and may differ from the Representative APR.

Information Message

To apply, you must be 18+ and a UK resident with a Royal Bank of Scotland current account (held for 3+ months).

How to get your personal loan

1. Get your personalised quote 

See if we're likely to say 'yes' before you apply. A quote takes minutes and won't affect your credit score. 

Get my personalised quote Open in new window

2. Complete your application

After you know how much you could borrow, apply in less than 10 minutes – and get an instant decision.

3. Get your cash

You could get your money today. For more info, read 'When can I get my loan?'

Ready to apply? Okay, let's start with a quote

Please take your time to read this page and decide if a loan is right for you. Unsure? Try our borrowing options tool. 

We'll start with a free quote - this won't hurt your credit score

At the start of your application, we'll say if you could get a loan and what it could cost. It’s then up to you if you want to go ahead.

To apply online, you'll need to:

  • Be 18+, a UK resident and have had a current account with us for at least three months.
  • Not have been declared bankrupt in the last six years.
  • Not have applied for a loan with us in the last 28 days.

 

All good? Here's a bit more info to read:

Ready to apply?

Get a free quote and apply
Are you applying on your own?
Previous
Next

Great, let's get started!

Just so you know, you can only apply if you have two loans or fewer with us. 

More than two loans? You'll need to pay one off before you apply.

Previous

A quick heads-up before you apply...

To apply for a joint loan applicants must both:

  • Be 18+ and a UK resident.
  • Have your own mobile number and email address.
  • Have had a Royal Bank of Scotland current account for 3 months+.
  • Not have been declared bankrupt in the last 6 years.
  • Not have applied for a loan in the last 28 days.

Are you applying first? You'll need to know:

  • Both your addresses.
  • Both your incomes and outgoings (how much you spend).
Previous