Want a loan from £1k to £50k?

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Yes – we have a personal loan calculator.

It could give you an instant idea of what a loan could cost you.

Try our personal loan calculator

Want to know the actual cost of a loan? Get a quote.
A loan calculator is just an estimate. For the actual monthly cost, get a quote. 

You'll also find out if you could get a loan – and how much you could borrow. 

Get your personalised quote

Yes – you can borrow for more than one thing.
For example, you might want to use your loan to both consolidate your debt (rolling all your debt payments into one) and improve your home.

As responsible lenders, we'll ask why you want to borrow money...
Please choose the option you’d spend most of your loan on.

Yes – and it’s easy to do:

1. Log in to your Royal Bank of Scotland mobile app.
2. Tap ‘Apply’ in the bottom right-hand corner.
3. Go to ‘Loans’.
4. Follow the info to complete your application.

To get our app: you need to be age 11 or over, have a UK mobile number (or international mobile number in some countries) and use a compatible iOS or Android device.

APR stands for annual percentage rate. It includes:

The yearly interest rate and any fees for the loan.

All lenders show the APR.

So, it’s an easy way for you to compare the cost of loans. If the APR is lower, the loan will be cheaper.

Want more info about the APR?

Read our APR guide

Should you get a loan? A credit card? Or an overdraft?

It’s not always easy to know. That’s because the best way for you to borrow depends on your circumstances, how much you want to borrow and how long for.

Don’t know the best way for you to borrow?

Check out our borrowing guide

If you're a Premier Banking customer, you could borrow over £50k.

For loans over £60k, please request a callback from our Specialist Premier Lending Team.

Not yet Premier?

You'll need to pay £100k+ sole income into your Royal Bank of Scotland account (£120k+ if you have a joint account). Or you'll need to have £100k+ savings or investments with us, or a £500k mortgage with us. 

A loan is a simple way for you to borrow money:

• You could borrow between £1,000 and £50,000 from us – depending on what you want the money for.
• Get all your loan money in your bank account at once – then pay it back each month, plus interest.
• You could take from one to 10 years to pay us back – depending on what you need the loan for.