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Existing customers

Enjoy your Reward Platinum account benefits

You'll find your policy documents, how to make a claim, FAQs and other useful information in MyBenefits.

Reward Platinum costs £23 per month, for benefits worth £1,685 a year.

All values estimated over a one-year period, excluding any promotions and account fees. Values calculated May 2026.

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Health and wellbeing

Health and wellbeing support that fits you and your family's needs.

  • 24/7 virtual GP: unlimited access by video or phone including private prescriptions for you and your family (medication charges apply).
  • Mental health and wellbeing support: including a 24/7 helpline and up to six appointments yearly per person. Plus, fitness, nutrition and wellbeing content. 
  • Digital physiotherapy: up to six remote physio appointments per person, per year. 
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Travel Insurance

Worldwide travel insurance.

You and your family are covered for:

  • Trips of up to 31 days.
  • Winter sports and up to £10 million emergency medical expenses.
  • Costs incurred due to cancellations, lost baggage, and more.

Travel perks

Get your holidays off to a great start with extra travel perks.

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Travel eSIM and Airport discounts provided by Assurant (a trading name of Lifestyle Services Group Limited) and DragonPass International Limited. Equivalent membership worth £90 annually when bought separately. Terms, conditions and exclusions apply. Full terms available in MyBenefits.

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Travel eSIM

You can redeem one 5GB eSIM each year to use mobile data abroad. Once your eSIM has been activated it will be valid for 30 days within the country or region selected. Compatible device required.

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Airport discounts

Discounted access to more than 1,100 airport lounges worldwide, subject to availability. Plus, discounts on airport dining, spa treatments, and health and wellness services.

No foreign transaction fees

You can spend abroad with no foreign transaction fees when you use your debit card or make a payment in a foreign currency using this account. Local and ATM withdrawal fees may apply.

Mobile phone insurance

Your phone goes everywhere with you. That's why your Select Platinum account includes mobile phone insurance that covers you, your partner and eligible children living at home for:

  • Theft, loss, and accidental damage.
  • Device breakdown (after your manufacturer's warranty expires).
  • Standard accessories that are lost, stolen or damaged at the same time as your phone, are covered up to £250.
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AA breakdown recovery

Help when you need it most with UK-wide car breakdown assistance.

  • Roadside and home assistance: when your car won't start.
  • National recovery: including being taken to a destination of your choice, if the AA can't restart your car.
  • Onward travel: the AA can help you complete your journey, if they can't fix your vehicle.
  • Accident Assist: a 24/7 accident claims service.
  • All your private vehicles are covered: even if someone else is driving them (with your permission).

tastecard membership

The same tastecard dining discounts you know, with added cinema extras.

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Monthly tastecard costs £7.99 when bought separately. If you've not already downloaded your tastecard, check the activation email we sent you when you set up your account. If you can't find it, please email rbs@tastecard.co.uk.

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Dining out

Choose 25% off your bill, 2 for 1 meals, or 50% off food at thousands of restaurants.

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Coffee shops

Enjoy 25% off barista-made drinks at participating coffee shops across the UK.

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Pizza orders

Get 50% off or 2 for 1 pizza on delivery and collection orders from participating brands.

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Cinema trips

Save up to 25% on cinema tickets and snack combos at participating venues across the UK.

Access MyBenefits

Everything you need to manage your account benefits, including your insurance policies, FAQs and other useful information, is available in MyBenefits. 

MyRewards

Get rewarded for your everyday banking.

  • You can earn £4 in Rewards a month for two Direct Debits of £2 or more.
  • Earn even more Rewards when you spend with our partners. Check out your offers today. 
  • Exchange your Rewards for money, e-Gift codes, points or donate once your Rewards balance is £5.

Change or switch your account

It's easy to change your account type, or switch in a current account held elsewhere, once you log in. Explore our range of accounts and choose the one that's right for you.

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