Overlay
Photograph of couple having coffee and cake in a cafe

Account aggregation

What is account aggregation?

Account aggregation is the ability to view your balances and transactions on selected account types held with other participating UK banks using our mobile app, so you can get an overall view of your finances in one place. You must be registered for your other banks online banking.

Watch aggregation in action

Watch the video to see how account aggregation works in the app. 

 

It's designed to make it as easy as possible for you to see all your accounts in one place, keeping an eye on all your balances has never been so simple.

Screenshot of Account Aggregation feature in Royal Bank of Scotland mobile app

Adding an account

Adding accounts couldn't be easier. You can use fingerprint or facial recognition if both banking apps are on the same device and support this functionality. Otherwise you can use your online banking log in details.

Banks can't share any information unless you say it's ok to do so. Once you've provided your consent by adding an account, you'll be asked every 90 days if it's still ok for us to continue receiving your data.

Screenshot of Account Aggregation feature in Royal Bank of Scotland mobile app

Removing an account

We put the control in your hands, if you ever want to remove a previously added account from another bank you can. Simply tap on the account that you've added, click the consent expiry notice and you will be given the option to remove.

Get started with account aggregation

Do you have our mobile app?

Follow these three simple steps

To add accounts you have with other banks you will need our Mobile Banking app and you must be registered for your other bank's online banking.

  1. 01

    Log in to our Mobile Banking app and scroll to the bottom of your list of accounts. Tap 'Add an account from another bank'.

  2. 02

    Choose the other bank you would like to add.

  3. 03

    You can use fingerprint, facial recognition, mobile passcode or online banking details to provide consent for your other accounts to be added.

Congratulations, under your existing Royal Bank of Scotland accounts you will see your account from another bank. 

Download the app

Downloading the Royal Bank of Scotland app couldn't be easier, follow these three simple steps below.

1.   On your mobile or tablet, go to the App Store if using Apple or Google Play if using Android

2.   Search for 'Royal Bank of Scotland'

3.   Tap to download the app 

Get the app

Experience the quickest way to manage your money

Get the app

Experience the quickest way to manage your money

Then follow these three simple steps

To add accounts you have with other banks you will need our Mobile Banking app and you must be registered for your other bank's online banking.

  1. 01

    Log in to our Mobile Banking app and scroll to the bottom of your list of accounts. Tap 'Add an account from another bank'.

  2. 02

    Choose the other bank you would like to add.

  3. 03

    You can use fingerprint, facial recognition, mobile passcode or online banking details to provide consent for your other accounts to be added.

Congratulations, under your existing Royal Bank of Scotland accounts you will see your account from another bank.