Overlay
Get cashback with selected mortgage deals to help you settle in to your new surroundings

Cashback mortgages

Online mortgages are provided by NatWest which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Royal Bank of Scotland may receive a fee based on a percentage of any mortgage entered into for this referral. NatWest and Royal Bank of Scotland mortgages are available to over 18s. Your home or property may be repossessed if you do not keep up repayments on your mortgage.

What is a cashback mortgage?

  • A cashback mortgage is a type of mortgage product that pays you a cash lump sum when you successfully buy a house or remortgage your current property. You can spend the money however you like, from moving costs to furniture for your new property, easing the strain at what can be a financially draining time.
  • We’ll send the cash to your solicitor on the day your mortgage is drawn down. They will then pass the money on to you directly.

Our first time buyer exclusive range

Simply choose a 'first time buyer exclusive' mortgage, apply with us and we’ll pay £150 - £1000 cashback to your solicitor on the day you drawdown your mortgage. (Criteria applies)

The amount of cashback you receive is dependent upon the products available and the mortgage that you apply for.

The offer is only available on selected 'first time buyer exclusive' mortgages marked with ‘cashback’ and can be changed or withdrawn at any point. Early repayment charges and product fees may apply. Max LTV 90%.

Compare mortgages

See what you could borrow and compare our cashback mortgages with everything else we have on offer.

You’ll also see what your monthly repayments would be with different mortgages and interest rates.

Get an Agreement in Principle

With a personalised Agreement in Principle, you'll get a more accurate indication of how much you could borrow. Plus you'll be in the ideal place to start house hunting or put in an offer on a property you've already seen.

Frequently asked questions

Need some help?

Call us

We're on hand to arrange a phone or video call with one of our qualified mortgage professionals. We can also help with any general queries about the process. 

Call us on ${dn-0800 056 0567} 

Relay UK: 18001 0800 056 0567

Opening hours: Mon-Fri 8am-6pm, Sat 9am-4pm, Sun Closed. Excluding public holidays.