Existing customers

Manage your
Select Silver account

My Select Silver account

We want to make your financial life as simple as possible, so we’ve gathered all the information for your Select Silver account in one place.

Use my membership benefits

Travel insurance relating to Coronavirus (COVID-19) and any other pandemic

You should refer to the Travel Insurance Terms (including the endorsement) for details of the cover provided. 

We have outlined what your travel insurance will and will not include cover for below.

For more information about travel insurance including trips booked before 5th January 2021, you can refer to our FAQs.

Reduced Foreign Transaction fees for Select Silver account customers

Take advantage of reduced FX fees this Summer with your Royal Bank Select Silver account. You'll only be charged a 2% Foreign Purchase fee when you make any purchases on your debit card during the 18th of May to the 5th of October.

We're also waiving the £1 minimum fee, to help you spend more, little and often.

This offer applies to Foreign Purchase Fee only.  You will continue to incur fees when withdrawing cash abroad using an ATM and other local fees may apply.

Ways to pay

Unlock the benefits of using your Royal Bank of Scotland card

There are many secure and convenient ways to pay with your Royal Bank of Scotland card.

Learn more about:

  • Apple pay
  • Google pay
  • Contactless payments

Criteria apply.

Our current accounts

Upgrade or change your Royal Bank of Scotland account

We have bank accounts that suit your needs, from everyday bank accounts to accounts that reward you.

Specific account criteria apply.

Your arranged overdraft

Set up, change or remove an arranged overdraft

If you already have an Arranged Overdraft limit on your account that you feel is too low or too high, we can help you change it.

Overdrafts available to eligible Royal Bank of Scotland current account customers, UK residents aged 18 or over. Subject to lending criteria.

Change your current account

If you'd prefer one of our other accounts, you can change your account online. It's quick and easy to change.

You need to be a current account holder, 18+ and a UK resident.

Sole account holder

I want to change my account
  • Keep your existing sort code and account number
  • Arranged overdraft limits will be retained
  • No impact to your credit rating

Joint account holders

I want to change my account
  • Keep your existing sort code and account number
  • Arranged overdraft limits will be retained
  • No impact to your credit rating

Important documents to read

We do our best to ensure everyone is aware of their account terms and conditions, please take some time to review, print and/or save a copy of these.

Mobile and Digital banking

5 reasons why you should use our Mobile App

View your balance and statements anytime

Make payments to your saved payees (limits apply)

Pay someone new without a card reader (limits apply) 

Pay your bills and manage recurring payments on the go (limits apply)

Transfer money between your accounts 

Digital Banking is a secure, easy to use and convenient way to manage your account

View your balance

Make payments

Set up and manage your regular payments

Transfer money between your accounts

Set up and go paperless

Something else we can help you with?