Existing customers

Explore your Select Silver benefits

My Select Silver account

We want to make your financial life as simple as possible, so we’ve gathered all the information for your Select Silver account in one place.

Use my membership benefits

Ways to pay

Unlock the benefits of using your Royal Bank of Scotland card

There are many secure and convenient ways to pay with your Royal Bank of Scotland card.

Learn more about:

  • Apple Pay
  • Google Pay
  • Contactless payments

Criteria apply.

Information Message

Your arranged overdraft

Set up, change or remove an arranged overdraft

If you already have an Arranged Overdraft limit on your account that you feel is too low or too high, we can help you change it.

Overdrafts available to eligible Royal Bank of Scotland current account customers, UK residents aged 18 or over. Subject to lending criteria.

Information Message

Change your current account

If you'd prefer one of our other accounts, you can change your current account online. It's quick and easy to change.

  1. View our current account range. Specific account eligibility applies. Monthly fees may apply. 
  2. After choosing your preferred account option, follow the steps to apply for that account.
  3. When applying, make sure to choose the ‘change my existing account’ option and complete the application form.

When changing your existing account to another, you’ll:

  • Keep your existing sort code, account number and debit card. Your existing standing orders and direct debits will stay the same.
  • Retain your arranged overdraft limits.
  • See no impact to your credit rating.
Information Message

Important documents to read

We do our best to ensure everyone is aware of their account terms and conditions, please take some time to review, print and/or save a copy of these.

Mobile and Digital Banking

Mobile Banking

5 reasons why you should use our mobile app

  • View your balance and statements anytime
  • Make payments to your saved payees (limits apply)
  • Pay someone new without a card reader (limits apply)
  • Pay your bills and manage recurring payments on the go (limits apply)
  • Transfer money between your accounts
Information Message

Digital Banking

Digital Banking is a secure, easy to use and convenient way to manage your account

  • View your balance
  • Make payments
  • Set up and manage your regular payments
  • Transfer money between your accounts
  • Set up and go paperless
Information Message

Switch to Royal Bank

The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the Switch to start.

We can not switch savings accounts or ISAs through this service. Any other products you have with your old bank will not be moved at the same time.

Current Account Switch Guarantee (PDF, 39KB)

A Guide to Switching Current Accounts (PDF, 3MB)

How does the Switch Service work?

Something else we can help you with?