Scaling up

When you're looking to take your business to the next level,  we're here to support you

You're starting to scale

You're thinking about the future and what that means for your growth. Tap into our expertise at this stage of your business and discover how we could help you expand further. 

You've said that you've:

  • an equity investment or grant of over £1m, with some being received in the last 2 years.


  • been growing at 20% year on year, with a turnover over £2m.

If that doesn't sound right, then the tool on our high growth page can help you get to the right content for your business instead. 

Relationship manager

A skilled and experienced Relationship Manager (RM) will look at the way your business currently runs and spot things that could change for the better. With specialist expertise in your sector, they'll help to understand how you can scale and provide the support and resources to get you there. Speak to your RM if you need their guidance or call the Businessline team.

Finance options for scaling

From instant access to cash with a business credit card for day-to-day expenses, or a business loan to fund an exciting new project, we could help you achieve your ambitious growth goals.

Security may be required. Product fees may apply. Over18s only. Subject to status, business use only.

Invoice discounting

A speedy way to improve your business cashflow.

Waiting for invoices to be paid can create cashflow problems for your business. Invoice discounting is a way to quickly release cash tied up in outstanding invoices, and get money to you fast, so you can keep growing.

Security may be required. Product fees may apply. Specific eligibility criteria apply.

How else can you scale?

Discover support from Mentor Digital

Expert consultancy at your fingertips  

Full digital access to consultants, tools, resources, calculators and e-learning modules from HR to health and safety and employment law.

Fees may apply. 

Entrepreneur Accelerator

Take your business further, faster

Our Accelerator programme supports entrpreneurs to scale their business to the next level with support from our brilliant team who will back you all the way.

Financial health check for business

Make your money work smarter

Designed to give a better sense of your financial goals, plans and needs. The check is free, confidential and can show you key areas of focus for your business.

Not a customer yet?

We've been supporting businesses for more than 50 years, and helping them scale. Our range of business bank accounts lets you choose from accounts aimed at start-ups and communities, or there's our classic business account. There's no minimum monthly fee and it's easy to bank using our mobile app. 

Available to eligible customers, over 18 who have the right to be self employed in the UK

Looking for ways to succeed?

Our peer-to-peer coaching sessions are just the thing for high growth businesses looking to scale. With each session themed and facilitated by an expert Royal Bank of Scotland Acceleration Manager, they could bring clarity, action and perspective to your business.

To get involved, you’ll need at a minimum of two employees and to have been trading for at least 12 months.

Products that could help you scale

Make payments with NatWest Payit

Payit™ provides you with a new way to send and receive online payments through open banking. It helps to reduce the cost of fraud, improve your cash flow and removes the need for you to store customers' financial information.

Eligibilty criteria and fees apply.

Intellectual Property Funding (IPF)

IPF is an asset finance solution from our provider Lombard, designed to unlock the hidden value of your own unique software intellectual property. It’s a way of injecting capital into your business, without sacrificing control. 

Security may be required. Product fees may apply. Subject to status.

Better banking for businesses with Bankline

Bankline is an enhanced digital platform, tailored to your business. You can view all your accounts on one profile, create multiple users with customised roles, make payments of all sizes securely and link Bankline with your existing accounting software.

Criteria and fees may apply.

Could you trade internationally?

Overseas markets could offer huge opportunities. Our tips and advice could help you to get started trading abroad, and we’ve also got useful insights if you’re thinking about exporting.

More about exporting

We could help with trade loans, bonds, letters of credit and lots more to get you going.

Learn about trade finance

Security may be required. Product fees may apply. Over 18s only. Subject to status, business use only. Any property or asset used as security may be repossessed or forfeited if you do not keep up repayments on any debt secured on it.

Scaling inspiration from our Business Hub

With a range of articles covering all sorts of business news and views, a couple of minutes reading could help you discover something new when it comes to scaling your business. You'll find guidance, market trends, sector news and lots more.

Other support to help scale your business

Tap into our expertise

Our teams of experts cover  various sectors across the UK, so you can chat to us about specific products and planning for your business sector, and tap in to our local knowledge too.

UK Enterprise Fund

Coutts have teamed up with British Growth Fund (BGF), the UK's leading growth-stage investor to launch the UK Enterprise Fund and help power the growth of small and medium sized enterprises (SMEs).

Coutts Investment Club

High growth businesses can apply to receive direct investment from the Coutts Investment Club, which was set up to connect capital. If you're successful then you could receive direct independent investment.