When you're looking to take your business to the next level, we're here to support you
You're starting to scale
You're thinking about the future and what that means for your growth. Tap into our expertise at this stage of your business and discover how we could help you expand further.
You've said that you've:
- an equity investment or grant of over £1m, with some being received in the last 2 years.
- been growing at 20% year on year, with a turnover over £2m.
Funding your business and investing in others
Finance options for scaling
From instant access to cash with a business credit card for day-to-day expenses, or a business loan to fund an exciting new project, we could help you achieve your ambitious growth goals.
Security may be required. Product fees may apply. Over 18s only. Subject to status, business use only.
Coutts Investment Club
High growth businesses can apply to receive direct investment from the Coutts Investment Club, which was set up to connect capital. If you're successful then you could receive direct independent investment.
A skilled and experienced Relationship Manager (RM) will look at the way your business currently runs and spot things that could change for the better. With specialist expertise in your sector, they'll help to understand how you can scale and provide the support and resources to get you there. Speak to your RM if you need their guidance or call the Businessline team.
Capital for growth
A speedy way to improve your business cashflow
Waiting for invoices to be paid can create cashflow problems for your business. Invoice discounting is a way to quickly release cash tied up in outstanding invoices, and get money to you fast, so you can keep growing.
Security may be required. Product fees may apply. Specific eligibility criteria apply.
Tailored solutions for mid- to large-sized corporates
We can introduce, structure and execute innovative financing and risk management strategies for your business, drawing on our insights into regional, national and international markets and current funding solutions.
Finance is subject to status. Security may be required. Product fees may apply.
Venture & Growth Finance
Flexible debt financing to help you start, scale and succeed
Enabling entrepreneurs to take their business further, NatWest Venture & Growth Finance could provide financing of up to £15m for up to 4 years. It could help you fund your expansion plans or extend the cash runway without giving up new equity.
Join our Entrepreneur Accelerator
Our Accelerator programme supports entrepreneurs to scale their business to the next level with support from our brilliant team who will back you all the way.
Are you planning for business exit?
You’ve built, grown and owned your business, but planning your next step is a big decision. What about saying goodbye to it? The Business Exit Programme set up by Coutts could support you to take the first steps. Their experts are sharing their knowledge on areas like selling your business, preparing to leave it, and tips to navigate your finances for free.
Not a customer yet?
We've been supporting businesses for more than 50 years, and helping them scale. Our range of business bank accounts lets you choose from accounts aimed at start-ups and communities, or there's our classic business account. There's no minimum monthly fee and it's easy to bank using our mobile app.
Available to eligible customers, over 18 who have the right to be self employed in the UK
How else can you scale?
Discover support from Mentor Digital
Expert consultancy at your fingertips
Full digital access to consultants, tools, resources, calculators and e-learning modules from HR to health and safety and employment law.
Fees may apply.
Financial health check for business
Make your money work smarter
Designed to give a better sense of your financial goals, plans and needs. The check is free, confidential and can show you key areas of focus for your business.
Tap into your businesses potential
Created for business owners, senior managers and leaders from all business sectors, this 90% government-funded 12 week course is run by leading business schools across the UK. It could help you develop strategies for growth and innovation to digital adoption.
Your business will need to be an SME running for at least a year, employing between 5 and 249 people. And you must be a senior decision maker with at least 1 direct report. Only 1 person can attend per business. After the 90% government funding the cost of the course is £750.
Could you trade internationally?
Overseas markets could offer huge opportunities. Our tips and advice could help you to get started trading abroad, and we’ve also got useful insights if you’re thinking about exporting.
We could help with trade loans, bonds, letters of credit and lots more to get you going.
Security may be required. Product fees may apply. Over 18s only. Subject to status, business use only. Any property or asset used as security may be repossessed or forfeited if you do not keep up repayments on any debt secured on it.
Products that could help you scale
Make payments with NatWest Payit
Payit™ provides you with a new way to send and receive online payments through open banking. It helps to reduce the cost of fraud, improve your cash flow and removes the need for you to store customers' financial information.
Eligibility criteria and fees apply.
Intellectual Property Funding (IPF)
IPF is an asset finance solution from our provider Lombard, designed to unlock the hidden value of your own unique software intellectual property. It’s a way of injecting capital into your business, without sacrificing control.
Security may be required. Product fees may apply. Subject to status.
Better banking for businesses with Bankline
Bankline is an enhanced digital platform, tailored to your business. You can view all your accounts on one profile, create multiple users with customised roles, make payments of all sizes securely and link Bankline with your existing accounting software.
Criteria and fees may apply.
UK Enterprise Fund
Coutts have teamed up with British Growth Fund (BGF), the UK's leading growth-stage investor to launch the UK Enterprise Fund and help power the growth of small and medium sized enterprises (SMEs).
Other support to help scale your business
Tap into our expertise
Our teams of experts cover various sectors across the UK, so you can chat to us about specific products and planning for your business sector, and tap in to our local knowledge too.
Scaling inspiration from our Business Hub
With a range of articles covering all sorts of business news and views, a couple of minutes reading could help you discover something new when it comes to scaling your business. You'll find guidance, market trends, sector news and lots more.