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Business bank account

An account with
useful features for
all types of businesses

Flexible everyday banking for your business

  • No minimum monthly charge - only pay for what you use
  • 24/7 Online, telephone and mobile app banking
  • Dedicated Relationship Manager (turnover and eligibility criteria apply)
  • Fee-free accounting software from FreeAgent

There's also:

Lending and cash management

Finance is subject to status. Security may be required. Product fees may apply.

Ways to grow your business network

Specialist business support (turnover over £2m)

  • Personalised service and specialist products and services to develop your business
  • A dedicated Relationship Manager - a single point of contact to look after your business banking needs (eligibility criteria apply)
  • Access to Bankline

Switching your business bank account?

The Current Account Switch Service can do all the work for you, moving everything from your old account to your new account.

Apply for a Royal Bank account and tell us you're switching. Choose a Full or Partial Switch Service, give us your old bank account details, and tell us when you want the switch to start. Please note the Partial Switch is not covered by the Switch Guarantee.

Apply now

Thanks for choosing our Business bank account. Let's get started.

Before you continue...

If you are looking to open a Business account in order to apply for the government-backed Bounce Back Loan (BBL) Scheme, please note that the Bounce Back Loan and Top-Up scheme is now closed.

Are you...
OK, so you're an existing customer. Is the bank account for...
What is your estimated annual turnover?

Great, please make sure you're eligible to apply

  • You're aged 18 or over
  • You're the owner or a director of the business you’re applying on behalf of
  • Your registered business address must also be in the UK, Channel Islands, Isle of Man or Gibraltar or you should be registered for tax purposes in one of those jurisdictions
  • You haven't been declared bankrupt or received a County Court Judgement (CCJ) or Court Decree

Please take some time to review the important info

 

 

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Thanks! Looks like you’re all set and ready to begin

By starting your application, you confirm that you're giving us consent to run a credit check on you and any other people listed on your application.

If you’re not eligible for our Business accounts, we may offer you our Foundation account. There are no borrowing facilities available with a Foundation account.

 

The following page allows you to choose which type of account you wish to open. You can choose from a Business Current Account or a Loan Servicing Account. Please select the Loan Servicing account only if you have already applied for a loan and have chosen to open a Loan Servicing Account. This account can only be used for loan repayment purposes.

 

What if my business is based in England or Wales?

If your business will be based in England or Wales, please apply below or give us a call on 0345 600 2230.

 

Relay UK Service:

18001 0345 600 2230 (England and Wales)

Mon to Fri 9am-5.30pm (excl. public holidays)

For more information on accessibility, visit the Accessibility page.

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

Due to COVID-19, we’ve taken the difficult decision to temporarily stop accepting new current account applications for businesses with a turnover over £2m. We're really sorry for the inconvenience. We hope to start accepting new applications again soon. Thank you for your understanding at this unprecedented time.

 

Where can I find more information about COVID-19?

We're here to support you through difficult times. Visit our Support Centre to find the latest news, updates and practical advice for your business.

 

Do you have a relationship manager?

Call your Relationship Manager

You should have a direct number for them. You can discuss applying for an additional business account. They can start the application for you and arrange to get the appropriate signatures.

 

When can I call?

Business and Relationship Managers are available 9am-5pm Monday to Friday.

No problem. We can still help.

For businesses in Scotland, please call us on 0345 600 2230.

 

What if my business is based in England or Wales?

If your business will be based in England or Wales, please download an additional account form or give us a call on 0345 307 0900.

 

Relay UK Service:

18001 0345 600 2230 (Scotland)

18001 0345 307 0900 (England and Wales)

 

Mon to Fri 9am-5.30pm (excl. public holidays)

For more information on accessibility, visit our Accessibility page.

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

What is your estimated business annual turnover?

Great, please make sure you're eligible to apply

  • You're aged 18 or over
  • You're the owner or a director of the business you’re applying on behalf of
  • Your registered business address must also be in the UK, Channel Islands, Isle of Man or Gibraltar or you should be registered for tax purposes in one of those jurisdictions
  • You haven't been declared bankrupt or received a County Court Judgement (CCJ) or Court Decree

 

Please take some time to review the important info

 

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Thanks! Looks like you’re all set and ready to begin

By starting your application, you confirm that you're giving us consent to run a credit check on you and any other people listed on your application.

 

The following page allows you to choose which type of account you wish to open. You can choose from a Business Current Account or a Loan Servicing Account. Please select the Loan Servicing account only if you have already applied for a loan and have chosen to open a Loan Servicing Account. This account can only be used for loan repayment purposes.

 

What if my business is based in England or Wales?

If your business will be based in England or Wales, please apply below or give us a call on 0345 600 2230.

 

Relay UK Service:

18001 0345 600 2230 (England and Wales)

Mon to Fri 9am-5.30pm (excl. public holidays)

For more information on accessibility, visit the Accessibility page. 

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

Due to COVID-19, we’ve taken the difficult decision to temporarily stop accepting new current account applications for businesses with a turnover over £2m. We're really sorry for the inconvenience. We hope to start accepting new applications again soon. Thank you for your understanding at this unprecedented time.

 

Where can I find more information about COVID-19?

We're here to support you through difficult times. Visit our Support Centre to find the latest news, updates and practical advice for your business.

What is your estimated annual turnover?

Great, please make sure you're eligible to apply

  • You're aged 18 or over
  • You're the owner or a director of the business you’re applying on behalf of
  • Your registered business address must also be in the UK, Channel Islands, Isle of Man or Gibraltar or you should be registered for tax purposes in one of those jurisdictions
  • You haven't been declared bankrupt or received a County Court Judgement (CCJ) or Court Decree
  • You'll need 6 months of bank or building society statements if you're switching accounts to us

 

Please take some time to review the important info

Thanks! Looks like you’re all set and ready to begin

By starting your application, you confirm that you're giving us consent to run a credit check on you and any other people listed on your application.

 

The following page allows you to choose which type of account you wish to open. You can choose from a Business Current Account or a Loan Servicing Account. Please select the Loan Servicing account only if you have already applied for a loan and have chosen to open a Loan Servicing Account. This account can only be used for loan repayment purposes.

 

What if my business is based in England and Wales?

If your business will be based in England or Wales, please apply with NatWest or give us a call on 0345 711 4477.

 

Relay UK Service:

18001 0345 711 4477 (England and Wales)

 

Mon to Fri 9am-5.30pm (excl. public holidays)

For more information on accessibility, visit the Accessibility page.

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

Due to COVID-19, we’ve taken the difficult decision to temporarily stop accepting new current account applications for businesses with a turnover over £2m. We're really sorry for the inconvenience. We hope to start accepting new applications again soon. Thank you for your understanding at this unprecedented time.

 

Where can I find more information about COVID-19?

We're here to support you through difficult times. Visit our Support Centre to find the latest news, updates and practical advice for your business.

Already started an application?

Log in to continue or check the status of your application in our online application centre

You can use the same details that you created when you applied for your business account. If you haven’t already set up access to your online application centre, you can create a login now

Useful info about this account

Need more information before you apply?

Easy finance management

Visit our servicing hub for instant access to managing your business accounts, loans, credit cards and any other business service you have from Royal Bank.

Simple charges

Benefit from our Standard Tariff with no minimum monthly charge. See our full list of business account charges:

Business account charges booklet (PDF, 1.7MB)

Summarised business account charges booklet (PDF, 140KB)

Premium online banking

Bankline offers a customisable digital banking service to manage multiple accounts, with a range of user management options. Fees apply.

Additional support for your business

Ways to bank

Choose the most convenient and easiest way for you to bank. We offer Digital Banking, Mobile Banking and Bankline. Business banking at its best.

Tax-record keeping, VAT and more

Does the mere mention of those items give you sweaty palms and a feeling of dread? We’re on hand to help you.

Boost your business

Ready to take your business to the next level? Our Local Enterprise Managers will help boost your connections, your skills and your knowledge.

Something else we can help you with?