Fixed and Variable Rate Loans

Turn ambition to action with a business loan

With the right loan, your growth goals may be within reach. Do you want the stability of set monthly repayments? Or the flexibility you get with a variable interest rate? Check out your options below.

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Security may be required. Product fees may apply. Over 18s only. Subject to status, business use only. Any property or asset used as security may be repossessed or forfeited if you do not keep up repayments on any debt secured on it.

Borrow from £25,001 to £10m on a fixed interest rate, with no upper limit on a variable interest rate

Repayment terms up to 25 years

No early repayment or early closure fees

The rate you pay depends on your individual circumstances

The interest rate under our variable rate loan varies in accordance with the Royal Bank base rate.

Fixed Rate Loan Fact Sheet (PDF, 968KB)

Variable Rate Loan Fact Sheet (PDF, 960 KB)

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How does a business loan work?

Get in touch with us today

Enquire online in just 2 minutes

Simply tell us a little about your business and we'll be in touch to talk through possible solutions tailored specifically to you.

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Speak to our team

Discuss your needs with our dedicated team. If you have a Relationship Manager, you can always contact them directly.

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Lines are open 9.00am - 5.30pm Monday to Friday (except public holidays)

Your top questions answered

Customers with hearing and speech impairments can contact us by using our Relay UK Service: 18001 0345 600 2230

For more information visit the accessibility page.

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

Other ways to kick-start your plans

Other ways to borrow money

We have a range of borrowing options that could suit your situation, including a Commercial Mortgage and Business Overdrafts.

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Invest in commercial premises

As a commercial property owner, you may benefit from increases in property value. This could be a great way to grow your business.

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Looking for a quick cash option?

Apply for a business loan in just 10 minutes and get an instant decision. If approved, you could have the money within 24 hours.

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Something else we can help you with?