Overlay
If you already have a Currency Call savings account with RBS and you are impacted by a rate change, you will receive a notice from us in due course. The notice will tell you when the rate change takes effect.
Interest rates
Interest rates are subject to variation. Interest is paid quarterly.
Currency
Australian Dollars (Corporates / NBFI*)
Australian Dollars (Financial Institutions)
Rates valid
From 7th October 2020
From 7th October 2020
Balance
0+
0+
AER
0.01%
0.00%
Gross rate p.a.
0.01%
0.00%
Rates correct as at 7th October 2020.
* Non-Bank Financial Institutions
Currency
Canadian Dollars (Corporates / NBFI*)
Canadian Dollars (Financial Institutions)
Rates valid
From 7th October 2020
From 7th October 2020
Balance
0+
0+
AER
0.01%
0.00%
Gross rate p.a.
0.01%
0.00%
Rates correct as at 7th October 2020. * Non-Bank Financial Institutions
Currency
Danish Krone (Corporates)
Danish Krone (Non-Bank / Financial Institutions)
Rates valid
From 12th Feb 2018
From 9th Sept 2022
Balance
0+
0+
AER
0.00%
0.00%
Gross rate p.a.
0.00%
0.00%
Rates correct as at 9th September 2022
Currency
Euros (Corporates)
Euros (Non-Bank Financial Institutions)
Euros (Financial Institutions)
Rates valid
From 19th August 2024
From 19th August 2024
From 8th September 2022
Balance
0+
0+
0+
AER
0.75%
0.75%
0.00%
Gross rate p.a.
0.75%
0.75%
0.00%
Rates correct as at 19th August 2024.
Currency
Hong Kong Dollars
Rates valid
From 10th July 2017
Balance
0+
AER
0.00%
Gross rate p.a.
0.00%
Rates correct as at 7th October 2020.
Currency
Japanese Yen (Corporates)
Japanese Yen (Non-Bank / Financial Institutions)
Rates valid
From 12th Feb 2017
From 12th Feb 2017
Balance
0+
0+
AER
0.00%
-0.20%
Gross rate p.a.
0.00%
-0.20%
Rates correct as at 7th October 2020.
Currency
New Zealand Dollars (Corporates / NBFI*)
New Zealand Dollars (Financial Institutions)
Rates valid
From 7th October 2020
From 7th October 2020
Balance
0+
0+
AER
0.01%
0.00%
Gross rate p.a.
0.01%
0.00%
Rates correct as at 7th October 2020.
* Non-Bank Financial Institutions
Currency
Norwegian Krone (Corporates / NBFI*)
Norwegian Krone (Financial Institutions)
Rates valid
From 7th October 2020
From 7th October 2020
Balance
0+
0+
AER
0.00%
0.00%
Gross rate p.a.
0.00%
0.00%
Rates correct as at 7th October 2020.
* Non-Bank Financial Institutions
Currency
Singapore Dollars
Rates valid
From 10th July 2017
Balance
0+
AER
0.00%
Gross rate p.a.
0.00%
Rates correct as at 7th October 2020.
Currency
South African Rand (Corporates / NBFI*)
South African Rand (Financial Institutions)
South African Rand (Corporates / NBFI*)
Rates valid
From 7th October 2020
From 7th October 2020
From 4th December 2024
Balance
0+
0+
0+
AER
2.73%
0.00%
2.48%
Gross rate p.a.
2.70%
0.00%
2.45%
Rates correct as at 19th September 2024.
* Non-Bank Financial Institutions
Currency
Swedish Krona (Corporates)
Swedish Krona (NBFI*)
Swedish Krona (Financial Institutions)
Rates valid
From 10th Aug 2020
From 20th Sept 2022
From 20th Sept 2022
Balance
0+
0+
0+
AER
0.00%
0.00%
0.00%
Gross rate p.a.
0.00%
0.00%
0.00%
Rates correct as at 20th September 2022.
* Non-Bank Financial Institutions
Currency
Swiss Francs (Corporates)
Swiss Francs (Non-Bank / Financial Institutions)
Rates valid
From 12th Feb 2018
From 22th Sept 2022
Balance
0+
0+
AER
0.00%
0.00%
Gross rate p.a.
0.00%
0.00%
Rates correct as at 22nd September 2022
Currency
US Dollars (Corporates)
US Dollars (Non-Bank Financial Institutions)
US Dollars (Financial Institutions)
US Dollars (Corporates)
US Dollars (Non-Bank Financial Institutions)
Rates valid
From 15th August 2023
From 15th August 2023
From 1st Jun 2020
From 4th December 2024
From 4th December 2024
Balance
0+
0+
0+
0+
0+
AER
0.70%
0.70%
0.00%
0.40%
0.40%
Gross rate p.a.
0.70%
0.70%
0.00%
0.40%
0.40%
Rates correct as at 19th September 2024
Annual Equivalent Rate (AER): this is a notional rate used for interest bearing accounts, which illustrates the interest rate if paid and compounded each year. It helps you to compare the effective rates of credit interest on different accounts.
Gross rate: This means the interest rate you are paid without the deduction of UK income tax.