Business credit card
Smooth out your cashflow with our credit card
Handle your business expenses with our Business credit card
No annual card fee for the first year (normally £30)
No annual card fee after the first year if you spend £6,000 or more every year from account opening
56 days interest-free credit period on purchases
ClearSpend app available to manage your account efficiently
Minimum credit limit of £500, maximum credit limit subject to status
The RBS Business Credit Card has a 5* Moneyfacts rating, so you can select the card with confidence
The Business credit card is for Royal Bank Business Banking customers with a turnover up to £2m.
Product fees may apply. To apply you must be a UK resident aged 18 or over and maintain a business bank account in the same legal entity name with Royal Bank. Your registered business address must be in the UK and you should be registered for tax purposes in the UK. Subject to status, for business use only.
Enjoy merchant discounts with Mastercard® Business Savings
Business Savings from Mastercard is a free merchant discount programme available with the Royal Bank of Scotland Business credit card. You could earn automatic rebates on the things that help you run your business.
Restrictions apply. Participating merchants and rebate offers subject to change. Terms apply.
Use Apple Pay and Google Pay
Now more than ever, you should consider using Apple Pay to pay with your business debit and credit card. It’s contactless, safe and easy. And it keeps you from having to touch physical buttons or exchange cash when you’re out getting what you need.
Got an Android phone? You can store your card details in your secure Google account. Then use your phone to pay for anything from boarding passes to restaurant meals.
Google Pay and Google Pay available on selected Apple and Android devices. Retailer limits may apply.