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Manage your expenses with our credit card
Our card could be the perfect company credit card for our business banking customers with a turnover under £2m.
No annual card fee for the first year, normally £30. The fee will also be waived from the second year onwards if you spend £6,000 or more each year
Get 1% cashback at eligible fuel and electric vehicle charging stations
Benefit from an interest-free period of up to 56 days when you pay your balance in full
Enjoy merchant offers with Business Savings from Mastercard
Minimum credit limit of £500, maximum credit limit subject to status
The RBS Business Credit Card has a 5* Moneyfacts rating, so you can select the card with confidence
What could you get?
Flexible monthly payments
Pay a minimum of the greater of, £5 or that months interest, any default charges, 1/12th of any annual fee and 3% of the remaining balance (excluding any annual fee) or repay the full amount, and if you want to pay more than the minimum, you’re able to make additional payments. Find out more about minimum payments.
Annual card fee waiver
The annual fee is normally £30 per business credit card issued. However, we won’t charge a fee for the first 12 months, and if you spend £6,000 or more every year from account opening we’ll waive the annual fee each year.
1% cashback at eligible fuel and electric vehicle charging stations
To earn cashback on fuel (including petrol, diesel and LPG) you can spend at petrol stations such as Esso, BP, Shell, Morrison's, Sainsbury's and Tesco.
You can earn cashback on electric vehicle charging at commercial electric vehicle charging points such as; Gridserve, Tesla, Pod Point, and Chargemaster.
For more information see the Cashback Scheme Terms and Conditions (PDF, 131KB)
Enjoy merchant discounts with Mastercard® Business Savings
Business Savings from Mastercard is a free merchant discount programme available with the Royal Bank of Scotland Business credit card. You could earn automatic rebates on the things that help you run your business.
Restrictions apply. Participating merchants and rebate offers subject to change. Terms apply.
Product fees may apply. To apply you must be a UK resident aged 18 or over and maintain a business bank account in the same legal entity name with Royal Bank. Turnover must be up to £2m. Your registered business address must be in the UK and you should be registered for tax purposes in the UK. Subject to status, for business use only.
Standards of Lending Practice
We adhere to the Standards of Lending Practice which are monitored and enforced by the LSB.
You may wish to take advice from an independent financial advisor, charity (for example, Citizens Advice) or not-for-profit organisation before entering in to a credit agreement with us.
More details can be found on our Standards of Lending Practice for Business Customers page.
Are you an existing customer?
For support on managing your cards including adding a cardholder, resetting your PIN, and reporting whether your card has been lost or stolen. Find out all you need to know on how to manage your Royal Bank of Scotland credit cards.
Some useful information about the Business credit card
Use Apple Pay and Google Pay™
Now more than ever, you should consider using Apple Pay to pay with your business debit and credit card. It’s contactless, safe and easy. And it keeps you from having to touch physical buttons or exchange cash when you’re out getting what you need.
Got an Android phone? You can store your card details in your secure Google account. Then use your phone to pay for anything from boarding passes to restaurant meals.
Apple Pay and Google Pay™ available on selected Apple and Android devices. Retailer limits may apply.