Flexible monthly payments and minimum payments
Pay a minimum of the greater of, £5 or that months interest, any default charges, 1/12th of any annual fee and 3% of the remaining balance (excluding any annual fee) or repay the full amount, and if you want to pay more than the minimum, you’re able to make additional payments.
If you only make the minimum payment it will take longer and cost more to clear your balance. Find out more about minimum payments.