Overlay

Community bank account

Banking for not-for-profit organisations. Option of free online accounting software

An everyday account for charities, clubs and societies

Free banking if your turnover is up to 100k

Access free online accounting software with this business banking current account

24 months free banking for startup organisations (subject to status)

24/7 Digital Banking and Phone Banking

Bank anywhere with our mobile banking app

This current account is for not for profit limited companies registered at Companies House, clubs and societies, churches and places worship, registered and unregistered charities, charitable incorporated organisations (CIOs) and non-personal trusts. This account can use our Mobile Banking app. Want to see our other business current accounts? See the range

Free accounting software? Yes please.

Managing your business finances doesn’t have to be costly or complicated.

As a Royal Bank of Scotland business current account holder, you can access FreeAgent’s online accounting software for free (subject to client retaining their Royal Bank of Scotland business current account). You’ll get the complete package, with benefits designed specifically for small businesses, including:

Invoices, expenses and bank accounts in one place

Time tracking

Tax Timeline

This account in detail…

Features

Visa debit card

Need to pay for business purchases in shops and online or withdraw cash? That’s where the Visa debit card comes in handy. Use Apple Pay and Google Pay™ for payments with your phone.

24/7 Digital Banking

Our Digital Banking service means you can access your business account, whenever it suits you.

Mobile Banking app

Our Mobile Banking app is secure, easy-to-use and lets you do loads of useful business banking tasks when you’re out and about.

Everyday support

Get text alerts, email alerts, manage Direct Debits and more.

Chequebook and paying in book

You can have a chequebook and a paying in book too (useful If you’re receiving cash or cheques).

Authorise signatories

Authorise up to four individuals as signatories on the account.

Benefits

Managing cashflow is easy

Because you can access your account 24/7 online or through the app, you know exactly where you stand. You can see what’s gone out, what’s come in and what invoices have been paid.

Free banking for existing organisations

If you’re a not for profit organisation with an annual turnover that doesn’t go over £100,000, you could qualify for free banking. If after your first 18 months of operating, you have a turnover of over £100,000, you will automatically move on to our standard tariff.

Free accounting software

This account gives you access to FreeAgent, which makes business bookkeeping really easy.

Charges

Simple terms and charges information

Our Terms and Charges info is clear and simple. Interest is calculated daily and is charged quarterly.

Useful info about this account

Switch to Royal Bank

The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the Switch to start.

 

Current Account Switch Guarantee (PDF, 60KB)

A Guide to Switching Current Accounts (PDF, 532KB)

How does the Switch Service work?

Apply now

Thanks for choosing our Community bank account. Let's get started.

Before you continue...

If you are looking to open a Community account in order to apply for the government-backed Bounce Back Loan (BBL) Scheme, please note that the Bounce Back Loan and Top-Up scheme is now closed.

Are you...
OK, so you're an existing customer. Is the bank account for...

Great, please make sure you're eligible to apply

Your organisation's annual turnover is under £2m

You and any other account holders will be aged 18 or over

You will be a signatory on behalf of the organisation you're applying for

You or any other account holders are not currently declared as Bankrupt

Please take some time to review the important info

 

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Thanks! Looks like you’re all set and ready to begin

By starting your application, you confirm that you're giving us consent to run a credit check on you and any other people listed on your application.

 

The following page allows you to choose which type of account you wish to open. You can choose from a Business Current Account or a Loan Servicing Account. Please select the Loan Servicing account only if you have already applied for a loan and have chosen to open a Loan Servicing Account. This account can only be used for loan repayment purposes.

 

What if my business is based in England or Wales?

If your business will be based in England or Wales, please apply below or give us a call on 0345 600 2230.

 

Relay UK Service: 18001 0345 600 2230

For more information on accessibility, visit the Accessibility page. 

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

Do you have a relationship manager?

Call your Relationship Manager

You should have a direct number for them. You can discuss applying for an additional business account. They can start the application for you and arrange to get the appropriate signatures.

 

When can I call?

Business and Relationship Managers are available 9am-5pm Monday to Friday.

No problem. We can still help.

For businesses in Scotland, please call us on 0345 600 2230.

 

What if my business is based in England or Wales?

If your business will be based in England or Wales, please download an additional account form or give us a call on 0345 307 0900.

 

Relay UK Service:

(Scotland): 18001 0345 600 2230

(England and Wales): 18001 0345 307 0900



For more information on accessibility, visit the Accessibility page.

Calls may be recorded for training and monitoring purposes.

To see how much your call might cost, visit the call charge information page.

Great, please make sure you're eligible to apply

Your organisation's annual turnover is under £2m

You and any other account holders will be aged 18 or over

You will be a signatory on behalf of the organisation you're applying for

You or any other account holders are not currently declared as Bankrupt

Please take some time to review the important info

 

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Thanks! Looks like you’re all set and ready to begin

By starting your application, you confirm that you're giving us consent to run a credit check on you and any other people listed on your application.

 

The following page allows you to choose which type of account you wish to open. You can choose from a Business Current Account or a Loan Servicing Account. Please select the Loan Servicing account only if you have already applied for a loan and have chosen to open a Loan Servicing Account. This account can only be used for loan repayment purposes.

 

What if my business is based in England or Wales?

If your business will be based in England or Wales, please apply below or give us a call on 0345 600 2230.

Relay UK Service: 18001 0345 600 2230

For more information on accessibility, visit the Accessibility page.

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

Great, please make sure you're eligible to apply

Your organisation's annual turnover is under £2m

You and any other account holders will be aged 18 or over

You will be a signatory on behalf of the organisation you're applying for

You or any other account holders are not currently declared as Bankrupt

Please take some time to review the important info

 

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Thanks! Looks like you’re all set and ready to begin

By starting your application, you confirm that you're giving us consent to run a credit check on you and any other people listed on your application.

 

The following page allows you to choose which type of account you wish to open. You can choose from a Business Current Account or a Loan Servicing Account. Please select the Loan Servicing account only if you have already applied for a loan and have chosen to open a Loan Servicing Account. This account can only be used for loan repayment purposes.

 

What if my business is based in England and Wales?

If your business will be based in England or Wales, please apply with NatWest or give us a call on 0345 711 4477.

 

Relay UK Service:

18001 0345 711 4477 (England and Wales)

 

Mon to Fri 9am-5.30pm (excl. public holidays)

For more information on accessibility, visit the Accessibility page.

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

Already started an application?

Log in to continue or check the status of your application in our online application centre

You can use the same details that you created when you applied for your community account. If you haven’t already set up access to your online application centre, you can create a login now

Additional support for your business

Social and Community Capital

We’re sure you’ll make a big positive impact, but sometimes it's difficult to get the finance you need to grow. We can offer support and alternative funding. 

Boost your business

Ready to take your business to the next level? Our Local Enterprise Managers will help boost your connections, your skills and your knowledge.

Something else we can help you with?