Social and Community Capital
We’re sure you’ll make a big positive impact, but sometimes it's difficult to get the finance you need to grow. We can offer support and alternative funding.
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Community bank account
Banking for not-for-profit organisations. Option of free online accounting software
An everyday account for charities, clubs and societies
Existing Royal Bank personal or business banking customers* are eligible to apply for free banking if your community account's annual credit turnover is less than £100,000**
Access free online accounting software with this business banking current account
24 months free banking for startup organisations (subject to status)
24/7 Digital Banking and Phone Banking
Bank anywhere with our mobile banking app
*At least one of the parties named in the application must be an existing Royal Bank customer - if there is no existing relationship your application will be declined
** If your turnover exceeds £100k, your account will be moved onto our Standard Tariff. Fees & charges apply.
This current account is for not for profit limited companies registered at Companies House, clubs and societies, churches and places worship, registered and unregistered charities, charitable incorporated organisations (CIOs) and non-personal trusts. This account can use our Mobile Banking app. Want to see our other business current accounts? See the range
Royal Bank of Scotland Community account is available to account holders over 18 who have the right to be self employed in the UK.
To qualify for free banking at least one of the parties named in the application must be an existing Royal Bank personal or business banking customer and your community account's annual credit turnover is less than £100,000
You must have a Royal Bank of Scotland business bank account to use our mobile app. The Mobile App is available to Digital Banking customers with a UK or international mobile number in specific countries. Free banking is subject to status. FreeAgent is free subject to client retaining their Royal Bank of Scotland business banking current account.
Free accounting software? Yes please.
FreeAgent accounting software gives you a clear, real-time view of your business finances. As a Royal Bank of Scotland business current account holder, you can access FreeAgent for free for as long as you retain your bank account. You'll get the complete package, including:
Invoices, expenses and bank accounts in one place
Cashflow overview and 90-day cashflow forecast
Tax Timeline
This account in detail…
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Free banking for existing organisations
If you’re a not for profit organisation with an annual turnover that doesn’t go over £100,000, you could qualify for free banking. If after your first 18 months of operating, you have a turnover of over £100,000, you will automatically move on to our standard tariff.
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Useful info about this account
Switch to Royal Bank
The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account all within 7 business days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the Switch to start.
Current Account Switch Guarantee (PDF, 60KB)
A Guide to Switching Current Accounts (PDF, 532KB)
Already started an application?
Log in to continue or check the status of your application in our online application centre
You can use the same details that you created when you applied for your community account. If you haven’t already set up access to your online application centre, you can create a login now
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