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An everyday account for charities, clubs and societies
- Existing Royal Bank personal or business banking customers* are eligible to apply for free banking on everyday transactions if your community account's annual credit turnover is less than £100,000**
- Access award-winning*** online accounting software for free with this business banking current account as long as you retain your bank account (optional add-ons may be chargeable)
- 24/7 Digital Banking and Phone Banking
- Bank anywhere with our mobile banking app
This current account is for not for profit limited companies registered at Companies House, clubs and societies, churches and places worship, registered and unregistered charities, charitable incorporated organisations (CIOs) and non-personal trusts. This account can use our Mobile Banking app. Want to see our other business current accounts? See the range
*At least one of the parties named in the application must be an existing Royal Bank customer - if there is no existing relationship your application will be declined
** If your turnover exceeds £100k, your account will be moved onto our Standard Tariff. Fees & charges apply.
***Friendliest Software of the Year, Institute of Certified Bookkeepers Luca Awards 2022.
Royal Bank of Scotland Community account is available to account holders over 18 who have the right to be self employed in the UK.
To qualify for free banking at least one of the parties named in the application must be an existing Royal Bank personal or business banking customer and your community account's annual credit turnover is less than £100,000. Free banking on everyday transactions means the charges for day to day running of your account (known as your service charges) won’t apply. Charges for unarranged overdrafts, Bankline, international payments and any additional services are not part of the free banking offer. Subject to the terms and conditions of the account, we’ll always give you at least a 60-day notice of any changes to the service charge tariff that will apply to your account before you start to incur charges.
Digital Banking available to customers with a Royal Bank account. App available to customers with compatible iOS and Android devices and a UK or international mobile number in specific countries. Free banking is subject to status. FreeAgent is free subject to client retaining their Royal Bank of Scotland business banking current account. Optional add-ons may be chargeable.
Free accounting software? Yes please.
FreeAgent accounting software makes it easy to stay on top of your business finances and has been named the Friendliest Software of the Year*. As a Royal Bank business current account holder, you can access this software for free** for as long as you retain your bank account. Key features include:
Invoices, expenses and bank accounts in one place
Cashflow overview and 90-day cashflow forecast
Tax Timeline and Making Tax Digital-compliant tax returns
* Institute of Certified Bookkeepers Luca Awards 2022.
**Optional add-ons may be chargeable.
This account in detail…
Contactless debit card
Chequebook and paying in book
Managing cashflow is easy
Free banking on everyday transactions
Useful info about this account
Switch to Royal Bank
The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account all within 7 business days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the Switch to start.
Current Account Switch Guarantee (PDF, 60KB)
A Guide to Switching Current Accounts (PDF, 532KB)
Already started an application?
Additional support for your business
Social and Community Capital
We’re sure you’ll make a big positive impact, but sometimes it's difficult to get the finance you need to grow. We can offer support and alternative funding.
Security may be required. Product fees may apply. Over 18s only. Subject to status, business use only.
Boost your business
Ready to take your business to the next level? Our Local Enterprise Managers will help boost your connections, your skills and your knowledge.