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Commercial Mortgages tailored to your business

Looking to buy or remortgage a commercial property?

Owning your own premises could be a great way of growing your business. With a Commercial Mortgage you’ll benefit from any increase in the property’s value and you won’t have the constraints of renting.

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Security may be required. Product fees may apply. Over 18s only. Subject to status, business use only. Any property or asset used as security may be repossessed or forfeited if you do not keep up repayments on any debt secured on it.

Borrow from £25,001 with no upper limit on a variable interest rate or up to £10m on a fixed interest rate, subject to approval

Fixed and variable interest rates available

Repayment terms up to 25 years

No early repayment charges, conditions apply

Capital Repayment Holiday available, subject to approval. Conditions apply and you must keep paying the interest during the repayment holiday

Capital & Interest or Straight Line repayment profiles available

Arrangement and security fees may apply


Commercial Mortgage Fixed Interest Fact Sheet (PDF 0.7MB)

Commercial Mortgage Variable Interest Fact Sheet (PDF 0.7MB)

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Commercial Mortgage calculator

Use our Commercial Mortgage calculator to tailor the amount you might like to borrow and the repayment term to check the amounts you're likely to repay each month. As a guideline 25% of the total value of the property is typically required for a Commercial Mortgage deposit. 

Property Purchase Price
Deposit - as a guideline 25% is typically required for a deposit
Interest Rate
Mortgage Value
Monthly Cost

per month

Enquire online in just 2 minutes we’ll be in touch to talk through possible solutions tailored specifically to you.

These results are not a confirmed quote provided by Royal Bank of Scotland and are only indicative based on a repayment mortgage and the information you have entered into the calculator.


Useful information about our Commercial Mortgage

Get in touch with us today

Find out in just 2 minutes

Simply tell us a little about your business and we'll be in touch to talk through possible solutions tailored specifically to you.

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Speak to our team

If you have a Relationship Manager speak to them to discuss your needs, or phone us to speak with our dedicated team.


Lines are open 9.00am – 5.30pm Monday to Friday (except public holidays). 

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Customers with hearing and speech impairments can contact us by using our Relay UK Service: 18001 0345 600 2230

For more information visit the accessibility page.

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

On your marks, get set, go with our range of support

Thinking about Business premises?

There are several factors to consider before you decide on your business premises. We could help with the decisions and suggest ways you could finance it.

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Residential Property Development

Our Residential Property Development Loan is designed for those who would like to build a property for either residential or commercial purposes.

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Residential Property Investment

Our Residential Property Investment Loan is designed for those who are wishing to invest in a property that will be let to a third party.

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Ready to enquire?

Tell us a little about your business and your deposit, and one of our lending experts will be in touch to talk through possible solutions and next steps for your mortgage application.

Is your deposit at least 25% of the property's value?

Great, your application may be eligible for our Commercial Mortgage

Do you still want to continue?

With our Commercial Mortgage enquiries, we typically look for a 25% deposit of the total value of the property.

Something else we can help you with?

The Royal Bank of Scotland plc, Registered in Scotland No SC083026. Registered Office: 36 St Andrew Square, Edinburgh EH2 2YB.