- FreeAgent holds all your invoices and expenses in one place
- Fee-free for RBS business customers
No transaction fees for the first 24 months
24/7 Online, telephone and mobile app banking
Quick online application process
An overdraft if you need it (subject to approval)
We know what it takes to run a business, and we’re here to help yours grow. We’ve got useful tips, business tools and welcoming communities where you can learn and thrive.
The Start up account is available for businesses that have been trading for less than 1 year and have a turnover of less than £1m. It is available for eligible customers who are over 18 and have the right to be self-employed in the UK. We reserve the right to change or withdraw the start up offer without prior notice.
The Current Account Switch Service will do all the work, moving everything across from your old business account to your new one, all within 7 business days.
Current Account Switch Guarantee (PDF, 60KB)
Your Guide to switching your account to us (PDF, 532KB)
At the end of your 24-month free banking period, you’ll move on to our Standard Tariff, with no minimum monthly charge.
Business account charges booklet (PDF, 550KB)
Summarised business account charges booklet (PDF, 81KB)
With no annual fee for the first year (normally £30), our business credit card is great for new businesses. You’ll also be able to manage your account with the ClearSpend app.
After your 24-month free banking period ends, we’ve got some tips to help you manage your day-to-day account charges.
To apply for a Royal Bank Business credit card, you must be a UK resident aged 18 or over and maintain a business bank account in the same legal entity name with Royal Bank. Your registered business must be in the UK and you should be registered for tax purposes in the UK. The Royal Bank Business credit card is subject to status and for business use only. Applications for our Business credit card are subject to approval. If you apply for any other credit facilities, security may be required and product fees may apply.
Access products, advice and resources to help with your environmental goals, as we work together to tackle climate change.
Security may be required. Product fees may apply. Finance only available for business purposes.