Extraordinary business banking.
RBS business banking is available to eligible customers over 18. Eligibility criteria and Terms apply. Click apply now for more information.
FreeAgent is free subject to client retaining their RBS business banking current account. Optional add-ons may be chargeable. Digital Banking available to customers with a Royal Bank of Scotland account. App available to customers with compatible iOS and Android devices and a UK or international mobile number in specific countries.
Lending and cash management
- A comprehensive range of flexible borrowing options to help fund and grow your business
- Our saving options are also here to help you stay on top of your finances
Finance is subject to status. Security may be required. Product fees may apply.
Sprint ahead with Accelerator
- Our free Entrepreneur Accelerator programme gives you access to a network of peers and experts
Specialist business support
- Personalised service and specialist products and services to develop your business (eligibility criteria apply)
- A dedicated Relationship Manager - a single point of contact to look after your business banking needs (turnover and eligibility criteria apply)
- Access to Bankline (criteria and fees may apply)
Free banking on everyday transactions for 2 years when you switch to us
If you've got an annual turnover of up to £2m and switch your business account to us using the full Current Account Switch Service, we'll give you 2 years of free banking on everyday transactions.
Everything will be moved across from your old account to your new account for you, all within 7 working days, including Direct Debits and Standing Orders.
Switch offer is not available to customers switching a NatWest or Ulster Bank business current account to Royal Bank of Scotland.
Current Account Switch Guarantee (PDF, 60KB)
Your Guide to switching your account to us (PDF, 532KB)
Free banking on everyday transactions means the charges for the day to day running of your account (known as your service charges) won’t apply during the free banking period. At the end of this period, you’ll be automatically moved to the Standard Tariff. Charges for unarranged overdrafts, Bankline, international payments and any additional services are not part of the free banking offer. For details of our full charges and switch offer terms and conditions, please refer to the 'Simple charges' section of this page.
Questions about this account?
Easy finance management
Visit our servicing hub for instant access to managing your business accounts, loans, credit cards and any other business service you have from Royal Bank.
Simple charges
Benefit from our Standard Tariff with no minimum monthly charge. See our full list of business account charges:
Business Account Charges Booklet (PDF, 79KB)
Effective until 6th October 2024
Business Account Charges Booklet (PDF, 549KB)
- Effective from 7th October 2024
- Important changes to your Business Account Terms effective from 7th October 2024 (PDF, 147KB)
FSCS protected
If both your business and the type of deposit held with Royal Bank of Scotland are eligible, you could be protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. Any deposits above the limit are unlikely to be covered.
Business account terms
Read our Business account terms document.
Business Account Terms (PDF, 1.75MB)
Effective until 6th October 2024
Business Account Terms (PDF, 279KB)
- Effective from 7th October 2024
- Important changes to your Business Account Terms effective from 7th October 2024 (PDF, 147KB)
Ways to save on your account charges
We're all for saving money (banks generally are) and you probably are too, so here are some of our tips for reducing your account charges during your day-to-day banking.
Business savings accounts
Make your money work as hard as you do with a Business Savings account. As an example, our Liquidity Manager 95-day Notice Account has an interest rate of 3.75% AER, 3.69% Gross p.a. (variable).
Eligibility criteria apply. Interest rates are subject to variation. Early withdrawals from the Liquidity Manager Notice Accounts are not permitted.