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Bankline Direct is available to Royal Bank of Scotland business account customers who meet the specific eligibility criteria contained within the eligibility checker below. Fees apply.
**APIs are a channel option for Bankline Direct and work by directly integrating with your existing infrastructure to deliver real time payments and reconciliation.
Why choose APIs?
The new economy is always-on, fuelled by 24/7 e-commerce and the continued rise in mobile and online payments.
This creates a need for treasuries to automate and optimise back-office processes – and become more influential than ever across their organisations’ activities.
Bankline Direct’s API solution offers commercial and corporate customers a secure, reliable, 24/7 connection method with real-time availability, payments and reconciliation using the latest API technology.
Watch the short video to find out more.
Bank-grade payments are offered through our Indirect Access Payments & Notifications API, which is available to NatWest customers only.
APIs designed with you in mind
Commercial Payments and Reconciliation API
Integrating with this API will allow you to drive cost efficiencies and reduce manual tasks while having the ability to:
- make domestic Faster Payments, CHAPS and international payments using ISO 20022 Pain.003 (JSON)
- receive real-time Payment Status Notifications in ISO 20022 Pain.002 (JSON)
- receive account balance and transaction reporting
Access our developer documentation in the Bank of APIs portal*.
*Registration is required and content is access controlled.
AutoPay Bacs API
With this API, you’ll be able to submit Bacs payments unattended and seamlessly through AutoPay Direct as well as having the ability to:
- create payment files, instructions and templates
- review and update status notifications
- access Bacs reports to easily highlight rejected payments and collections.
Security may be required. Subject to status and eligibility criteria, Fees apply.
You must hold a business current account with Royal Bank of Scotland, and you will need to agree to the Autopay Online terms and conditions (PDF, 405KB).
Dedicated support
A dedicated Implementation Manager will support you with the onboarding process and help you establish seamless integration with your existing Treasury Management System (TMS) and Enterprise Resource Planning (ERP).
Sandbox environment
A sandbox environment is available to allow self-serve format validation and enable faster onboarding.
ISO ready
Our payment APIs use industry-standard security and ISO 20022 formats to future proof your operations and will support enhanced data fields in line with industry timelines.
Get in touch
Tell us you’re interested and we’ll grant you access to the developer documentation
Connect & build
Build your connection to us alongside the support of a dedicated Implementation Manager
Test & prove
Test your formats in our sandbox environment and prove end-to-end before you go live
Go live
Once your API is up and running you’ll have the support of our specialist helpdesk 24/7