Fixed Rate Loan terms
Rates can be fixed for 3, 5, 7, 10 and 15 years.
Loan repayment term up to 25 years.
The longer the fixed rate loan term, the smaller your monthly repayments, you’ll pay more back overall though.
Fixed rate of interest might end up costing you more than our Variable Rate, depending on what interest rates are in the future.
Your interest rate consists of a Fixed Core Rate and a Risk Margin.
Fixed Rate Loan fees
Any security fee will be charged in accordance with our Security Fee tariff/policy.
Variable Rate Loan terms
Repayment terms from 3 months up to 25 years.
Variable Rate Loan Interest
Your interest rate will be set above the Royal Bank base rate. Please note that, for the purposes of interest rate calculation, where Royal Bank base rate is below zero, it will be deemed to be zero.
Variable Rate Loan fees
Any security fee will be charged in accordance with our Security Fee tariff/policy.