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Business savings
Start saving for your business's future today
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The below products are available to customers based in England, Scotland or Wales.
Interest rates are subject to variation. Gross Rate - the interest rate you are paid without the deduction of UK income tax. Annual Equivalent rate (AER) - this is a notional rate of interest used for interest bearing accounts, which illustrates the rate if paid and compounded each year. It helps you to compare the effective rates of credit interest on different accounts.
Business Reserve
Access your funds anytime and earn interest when you save
Commonly used for:
- Surplus cash and want to improve the return on it but still be able to access it without notice
- Managing separate funds on a day to day basis for your savings
- Accessing to your business savings instantly
Key info
- Access to Funds: Instant
- Interest Calculation: Daily, paid monthly
- No minimum or maximum balance
- Account can be managed via Telephone or Digital Banking
Interest rate
AER/Gross p.a (variable)
1.46% / 1.45%
on balances up to £999,999
AER/Gross p.a (variable)
1.71% / 1.70%
on balances from £1m to £9,999,999
AER/Gross p.a (variable)
1.92% / 1.90%
on balances over £10,000,000
Liquidity Manager Notice Account
Lock your funds away for 35 or 95 days at a time
Commonly used for:
- Surplus cash and you want to improve the return where you don’t need immediate access to funds
- Looking for a better rate of return compared to our instant access account
Key info
- Access to Funds: 35 or 95 Day Notice required
- Interest Calculation: Daily, paid monthly
- No minimum or maximum balance
- Account can be managed via Telephone or Digital Banking
Interest rate
AER/Gross p.a (variable)
3.25% / 3.20%
On 35 Day Notice Accounts
AER/Gross p.a (variable)
4.25% / 4.17%
On 95 Day Notice Accounts
Treasury Reserve
Save more for longer for greater returns
Commonly used for:
- Fixing your interest rate and watching your savings grow.
- Locking away your spare cash from overnight, for up to 12 months, for an even better interest rate
- Certainty on what interest you'll earn on your savings
Key info
- Access to Funds: Early withdrawals not permitted
- Interest Calculation: Daily, paid at maturity
- Minimum Balance of £100k
- Account cannot be viewed online
- Fixed interest rates linked to the London money market
- We will agree the interest rate with you when you open your account.
Client Deposit Manager
Access anytime and earn interest on your client's money
Commonly used for:
- Efficiently managing third party funds on behalf of your clients
- Managing separate accounts for each client or have just the one
- Accessing to your business savings instantly
Key info
- Access to Funds: Instant
- Interest Calculation : Daily, paid quarterly
- No minimum or maximum balance
- Account can be managed via Telephone or Digital Banking
Interest rate
AER/Gross p.a (variable)
1.46% / 1.45%
on balances up to £999,999
AER/Gross p.a (variable)
1.71% / 1.70%
on balances from £1m to £9,999,999
AER/Gross p.a (variable)
1.91% / 1.90%
on balances over £10,000,000
Client Account Manager
Our new automated payments tool Client Account Manager (CAM), is a smart, fast and easy way to manage third-party funds
Commonly used for:
- A safe access to your client’s separate accounts
- Making reconciliation easier
- Meeting your regulatory obligations
Key info
- Regulated companies only
- 25 client accounts or minimum balance of £300k
- Only use your account for managing your clients' monies
- Client Account Manager is accessed via Bankline
- You can manage how interest is paid to your clients with the option to include flexible interest agreements at an aggregation or client account level
Manage your savings account
Get more from your savings account with helpful information on managing your account, interest rates, Digital and mobile banking, additional products and more.
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