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The below products are available to businesses registered in England, Scotland or Wales.
Interest rates are subject to variation. Gross Rate - the interest rate you are paid without the deduction of UK income tax. Annual Equivalent rate (AER) - this is a notional rate of interest used for interest bearing accounts, which illustrates the rate if paid and compounded each year. It helps you to compare the effective rates of credit interest on different accounts.
App available to customers with compatible iOS and Android devices and a UK or international mobile number in specific countries.
Get instant access to your savings
0.95% - 1.51% AER (variable)
0.95% - 1.50% Gross p.a (variable)
Withdraw anytime – no notice required
Manage via app, online or phone
Rates are tiered and depend on your balance: £0–£999,999, £1m–£9,999,999, and £10m+
Earn more interest with our 35-day notice account
2.05% AER (variable)
2.03% Gross p.a (variable)
Higher rate than instant access
35 days’ notice to withdraw
No balance limits
Manage via app, online or phone
Our best notice account business savings rate
2.75% AER (variable)
2.72% Gross p.a (variable)
Our highest business savings rate
95 days’ notice to withdraw
No balance limits
Manage via app, online or phone
Link your funds to the London money market
Secure your savings with market linked returns
Fixed interest rate, agreed at opening.
Earned daily, paid at maturity
Flexible terms up to 1 year (minimum balance applies)
No early withdrawals
No maximum balance
Manage by phone
Instant Access to your client funds
Earn interest on your clients’ money
Instant access to funds
Interest paid quarterly
Manage separate accounts for each client
Ideal for holding client deposits securely
Start managing client funds today in real time
A smart, efficient way to manage third-party funds
Secure, real-time online transactions
Dedicated support when you need it
Exclusively for managing client funds
Flexible currency account for business
Earn more on your currency reserves with easy transfers
Make global payments and boost currency savings
Open with a minimum deposit
Transfer funds easily via Bankline
Business savings FAQs
The best business savings account for you will depend on the type of business you run and what you want to get from your savings. As a UK business, you’ll often face a few challenges and setbacks, and having business savings in reserve can help during those periods.
You’ll want to consider what your savings goals are, how much you want to save, and any benefits each account offers.
Below, we answer key questions to help you choose the right savings account for your business.
Opening a savings account? You could switch your business account too
By completing a full switch using the Current Account Switch Service (CASS), you could also get 2 years' free banking on everyday transactions. Sound good?
Learn about switching to Royal Bank of Scotland.
Business bank accounts are available to eligible customers who are over 18. Specific account and service eligibility criteria apply. Your business's projected or existing annual turnover must be below £2m. The switch will have to be from an eligible business bank account to a Royal Bank of Scotland business bank account. Switch offer is not available to customers switching a NatWest or Ulster Bank business current account to Royal Bank of Scotland.
Not currently available for Mettle accounts. Free banking means the charges for the day to day running of your account (known as your service charges) won’t apply during the free banking period. Charges for unarranged overdrafts, Bankline, international payments and any additional services are not part of the free banking offer. At the end of the free banking period, you’ll be automatically moved to the Standard Tariff.