Release cash locked up in your business assets
Asset Based Lending
Freeing up cash could help your business thrive
Could help if your capital is locked up in existing assets such as inventory
Borrow against the value of those assets (subject to approval)
Your business must have a minimum turnover of £6.5m
Existing customers, please contact your Relationship Manager for more information
Invoice financing services are provided by RBS Invoice Finance Limited. Security and or guarantees may be required. Product fees may apply. Subject to status, business use only. Specific eligibility criteria apply. Any property or asset used as security may be repossessed or forfeited if you do not keep up repayments on any debt secured on it.
Lending in detail…
Combine your lending
Funding export debts
Why ABL? OpenClose
You require high levels of working capital
You have high growth
You want higher financial leverage
You're undergoing restructure or change
You have security
Ready to enquire
Asset Based Lending is for businesses that are UK domiciled, with a minimum turnover of £6.5m. You must be happy to use your debtor book and fixed assets as security.
Existing RBS business customers
If you’re an existing customer, please contact your relationship manager for more information on how Asset Based Lending could help your business.
If you wish to speak to someone about funding your stock, plant & machinery and/or property, alongside your debtors, please email the team using the subject ABL to Invoice.firstname.lastname@example.org or call 0345 300 4024.
Customers with hearing and speech impairments can contact us by using our Relay UK Service: 18001 0345 300 4024
For more information on accessibility visit our accessibility page.
Calls may be recorded for training and monitoring purposes.
To see how much your call might cost, visit the call charge information page.
Additional support for your business
What we look for when lending money
Before approving your request for funding, we need assurance that you have the ability to repay and you can keep up payments over a period of time.
Funding your business
Funding is crucial for most businesses, as an initial cash injection is often needed. You need to think about how much money you'll need and what type of funding will suit you best.
Getting paid the correct amount on time is critical for businesses. Carrying out credit checks is one way to make sure you deal with the right customers.
Assets you can use to secure credit
From real estate and machinery to inventory and unpaid invoices - there is a whole range of assets available to use as security when raising funds.