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Royal Bank of Scotland

Personal
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Personal

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Products and Services
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- Savings
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  Credit scoring guide (PDF, 1,588 KB)
  
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Entrepreneur hub
Entrepreneur hub
- About the hub
- Setting up my business
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  Write a business plan
  
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- Running my business
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  Cash flow forecasting tool
  
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  Help with premises and staff
  
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  MentorDigital – HR and health & safety support
- Growing my business
  The next big thing
  
  Growing my business overview
  
  Finance options explained
  
  Tools and resources for growth
  
  Book a financial health check
  
  Crowdfunding
  
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  High growth overview
  
  Early stage growth
  
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- Training and tools
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- Experts and mentors
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  Women in Business
Help and Support
Help and Support
- Support centre
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  Coronavirus support hub
  
  Coronavirus Bounce Back Loan Scheme (BBLS)
  
  Coronavirus Business Interruption Loan Scheme (CBILS)
  
  Brexit hub
  
  ISO 20022
  
  Privacy
  
  How we use your information
- Security and fraud
  Protect your Business
  
  Visit the Security Centre
  
  Report a fraud or scam
  
  Our Fraud Prevention Philosophy
  
  Keep your details up to date
  
  Common Business Scams
  
  Business email compromise
  
  Cryptocurrency fraud
  
  Email fraud
  
  Insider (employee) fraud
  
  Investment fraud
  
  Invoice redirection
  
  Malware
  
  Overpayment fraud
  
  Purchase scams
  
  Telephone fraud
  
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  Make payments securely
  
  Card payments
  
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  Electronic payments
- Ways to bank
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  Bankline
  
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  Customer information
  
  Our online services
  
  Order cash and coins
  
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  Managing Cash
  
  Post office banking
  
  Business Quick Deposit
  
  Branch finder
  
  Cheque Scan
  
  Intelligent Safe
  
  Courier Cash Services
- Access to cash
- Sector expertise
- Support with rising costs
  Support with rising costs
  
  Visit our cost of living hub
  
  Reducing your energy bills
  
  Supply chain challenges
  
  Workforce support
  
  Quick energy saving tips
  
  Help if you're struggling financially
- Learning
- Coronavirus business support
  Coronavirus business support
  
  Visit our coronavirus hub
  
  Pay As You Grow
  
  Understanding your Coronavirus Business Interruption Loan
  
  Bounce Back Loans
  
  Coronavirus Business Interruption Loan
  
  Recovery Loan Scheme
Climate
Climate
- Green banking for business
  Climate change and your business
  
  Visit the Climate hub
  
  Green initiatives for business
  
  Join the UK business climate campaign
  
  Listen to our climate podcasts
  
  Supporting your climate goals
  
  RBS Sustainability solutions
  
  Explore EV charging solutions
  
  See your business carbon footprint
  
  Read our sustainability insights
  
  Building your business sustainably
  
  Retrofitting support
  
  Funding your climate goals
Insights
Insights
- Latest
- Business Management
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  All Business Management articles
  
  Business Strategy
  
  Diversity
  
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- Sustainability
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Business
Business bank accounts
notice-of-variation
terms

Business Account Terms

Our Terms are changing

Business Account Terms (PDF, 224 KB)

Effective until 19th April 2026

Business Account Terms (PDF, 318 KB)

Effective from 20th April 2026

Important changes to your Business Account Terms (PDF, 140 KB) effective from 20th April 2026

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Copyright © Royal Bank of Scotland plc 2026. Registered office: The Royal Bank of Scotland plc. Registered in Scotland No. SC083026. Registered Office: 36 St. Andrew Square, Edinburgh, EH2 2YB. Financial Services Firm Reference Number: 114724. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

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