Mobile banking features and benefits | Royal Bank of Scotland Business

What is the RBS banking app?

How does it compare to Digital Banking?

You can do lots more on the RBS app. Our handy chart helps you see at a glance the differences between Digital Banking and using the app.

What do I want to do?

Fingerprint or face login

Get Cash without a card

Lock debit and credit cards

Payments with no card reader

Pay in a cheque

Request money from the app

Transfer Money and Manage regular payments

View balances and activity

Digital Banking

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RBS app

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Compatibility and usage Close

Compatibility and usage

Fingerprint and facial recognition available on selected devices.
Get Cash can be used to withdraw up to £130 at any of our branded ATMs and you must have £10 available in your account, with an active debit card attached (locked or unlocked).
Credit card lock/unlock available for MasterCards only.
Pay someone new on the app up to 5 times a day, totalling £1,000. Daily payment limit of £50,000 applies for Digital Banking and you may require a card reader.
You have up to 8.20pm on the day the Direct Debit is due to cancel it.

The app is available for phone and tablet devices. If you don't have Digital Banking yet you can download the RBS app and register for both services at once. (Eligibility criteria applies)

How to get the app

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We'll refund any money paid out of your account by a fraudster, as long as you’ve kept your security information safe
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We'll protect you 24/7 by monitoring your account and using the latest technology
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We'll help you protect yourself with tips on staying secure and free tools

Learn more about security Open in new window

Use PayMe or share your account details as a payment link or QR code

Learn more about PayMe Open in new window

How to register for the app

Get the RBS app in minutes. Our videos and step-by-step guide make it even easier to get yourself up and running with the app.

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Step-by-step guide to register for the app Close

Step-by-step guide:

Open the RBS app, tap 'I'm already a customer'. Read and accept the Mobile Banking Terms then tap ‘Get Started’
Enter your Digital Banking customer number. Don’t have this? Tap 'What's my customer number?'.
Enter the characters from your Digital Banking PIN and Password. Don't have these? Tap 'Forgotten secure details?'
Confirm your mobile numberand enter the activation code we text to you.
Choose a passcode to log into the app. If your device has facial or fingerprint recognition, you can choose to log in with that later.

If you need help once in the app then just tap the 'Help' button on the bottom bar if you have any questions.

Discover the app

Discover more about how it works and what you can do with it.

Smarter day to day banking with the app