A man in a mechanical workshop looking at his laptop.
Community Business Loan

Funding for your charity or business enterprise

What we offer

Loan Amount

The size of the loan you could get depends on the type of your organisation. As a community business, you could access loan funding from £30,000 to £750,000.

Terms and Repayments

We tailor our loans to your business’ requirements. You could get flexible terms - including capital repayment holidays if you need them.

Tailored to your needs

Grow your structure, develop leadership skills, and gain access to markets and finance. Our sector experts will structure the loan to suit your operation.
A group of women sat outside chatting together.

We're here to help

Here at Social and Community Capital we understand that everybody’s financial needs are different, that’s why we look at every application personally.

If you have been declined by a mainstream lender we could support and look at ways to make it work for your organisation.

Eligibility criteria

Social and Community Capital team out and about. Eligibility

Community Business Loans | Royal Bank of Scotland

You’re an established third sector organisation (charities, social enterprises, community interest companies or co-operatives) located and trading in the UK

You have social or environmental aims, reinvesting profits to deliver a positive impact

Your organisation is financially sustainable

Information Message

Young catering team in the kitchen. Eligibility

Community Business Loans | Royal Bank of Scotland

You’re investment ready in terms of management, governance and financial position

You can demonstrate a sustainable business model and capacity to service the borrowing

You’re not eligible for mainstream funding from banks

Information Message

The team on site at a garage observe a mechanic at work.

Our top 3 impact areas we support:

  1. Employment, education & training for those furthest from the marketplace 
  2. Delivery of services to the most disadvantaged people/communities 
  3. Community regeneration
Tracy Tomson and Brendan Hegarty.

Our team

Don’t worry if you don’t meet all the criteria, you can still give us a call on:

UK: 020 7 672 1411

Relay UK: 18001 0207 672 1411

You will either speak with Tracy or Brendan who would love to hear more about you.

Ready to apply

Call us*

We look forward to knowing more about you, your organisation and how we can help.

*Calls cost as per your telephone company's network access charge.


Anything else we can help with?