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Virtual Cards seamlessly integrated into Bankline

Create virtual cards to pay supplier invoices or to distribute to employees for tap-and-go business purchases via their mobile phones, all within your existing Bankline access.

Security may be required. Product fees may apply. To apply, you must be a UK resident. For UK businesses only. To apply you must be either a Limited Company, UK public sector organisation, Partnership (of 4 of more partners) or a Charity without individuals as trustees and maintain a business bank account in the same legal entity name with the Royal Bank of Scotland.

Coming in 2027

We're currently working on seamlessly integrating virtual card functionality into Bankline. This exciting new feature will enable you to create and manage virtual cards directly within your existing Bankline experience.

If you'd like to be among the first to hear when it's available, simply register your interest using the button below. That way, we'll be in touch closer to launch with more details and how to get started.

What is a Virtual Card?

Control your cards

  • Powerful control features ensure security and optimal use
  • Capture custom data elements when a virtual card number is created for better tracking and reconciliation
  • Increased security through tokens used for payments, preventing exposure of actual card numbers to retailers
  • Choose when, where and how virtual cards are used, helping you stay on budget and control your spend
  • Decrease fraud claims with real-time tracking, usage controls and virtual cards that close based on their set end date
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Business benefits

  • Seamlessly integrated into Bankline, allowing you to manage virtual cards alongside all your other transactional banking in one unified platform. 
  • Grow your card programme by reducing cash and other payment methods
  • Increase cashflow through card terms
  • Reduce the use of plastic cards 
  • Gain detailed insights into spending patterns
  • Maintain policy compliance and minimise fraud through control features 
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Employee benefits

  • Enjoy a consumer-like, fast checkout experience
  • Avoid relying on personal funds to pre-pay for business purchases 
  • Immediate access to funds for urgent needs
  • Reduce the need to report expenses through pre-populated expense data associated with virtual cards in Bankline
  • Keep details safe when making payments with tokens instead of card numbers
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