Overlay

Your financial goals.

Our expertise.

Find out what Premier banking could do for you.

Switch to us using the Current Account Switch Service by 6th January and you could unlock our Limited Edition Saver account.

To join Premier you’ll need one or more of the following:

  • at least £100k sole income or £120k joint income paid into your Royal Bank of Scotland account,
  • or a minimum of £100k savings or investments held with us,
  • or a £500k+ mortgage with us.

Switch & Save: Unlock our Limited Edition Saver account when you switch to Royal Bank Premier

Apply online or via our mobile app to switch your current account held elsewhere into an eligible Premier Select or Premier Reward account by 6 January 2026. Use the Current Account Switch Service and you could unlock our 12 month Limited Edition Saver account which offers fixed bonus interest rates on balances over £50,000. Offer available to new and existing customers who do not hold a Royal Bank current account or savings account as of 18 November 2025.

Limited Edition Saver interest rates

AER / Gross p.a. (variable)
Interest paid monthly
 

4.00% / 3.93% 
Balances between £100k - £3m

(includes 2.25% / 2.23% AER / Gross p.a. (fixed) 12 month bonus).
 

3.25% / 3.20%
Balances between £50k - £99,999

(includes 1.50% / 1.49% AER / Gross p.a. (fixed) 12 month bonus).
 

1.06% / 1.05%
Balances up to £49,999

1. Switch to us

Open a current account with us  

Apply for an eligible Premier Select or Premier Reward account and request to switch your bank account to us using the Current Account Switch Service by 6 January.
 

Your switch to us must be completed by 21 January 2026.

2. Switch complete

Wait to receive the offer email from us

Once your switch to us is complete, we'll send you an email with a link to open a Limited Edition Saver account. This will arrive between 02 December 2025 and 21 January 2026.

You'll have until 23 January 2026 to apply for a Limited Edition Saver via our mobile app.

3. You're all set

Fund your account
Once you've opened your Limited Edition Saver and funded your account, you'll immediately start benefiting from the interest rates.

Premier and specific account eligibility criteria and conditions apply. Monthly account fees may apply. Offer T&Cs and restrictions apply. Offer can be withdrawn or amended at any time due to limited availability. If you previously held a Royal Bank current account or savings account, you may still qualify, provided you did not hold one as of 18 November 2025. You are not eligible for this offer if you're switching a current account from NatWest Group (NatWest or Ulster Bank NI). Joint accounts are not eligible for this offer.

Premier accounts designed for you

Pick from our fee-free account, or see the extra benefits you could get with our Reward accounts, plus get all the extra benefits of our Premier Banking service.

To apply you must be 18+ and a UK resident. Specific account eligibility criteria applies.

Get rewarded for saving regularly

Our Digital Regular Saver gives you our highest interest rate on balances up to £1,000.

Just save between £1-£150 a month and access your money at any time. 

Specific account eligibility criteria and conditions apply.

Switch to Royal Bank of Scotland

Security

Our Secure Banking Promise puts your safety and security at the top of our agenda.

Versatility

From your phone on the bus, to your tablet on the sofa – manage your digital finances on the go.

Simplicity

Switching is simple, we’ll move over your Direct Debits and cover those tricky admin bits. 

Autumn Budget – what could it mean for your finances?

Tax reforms come in the shape of increased employer national insurance contributions, with lesser increases to capital gains tax and inheritance tax. Here is how new Chancellor Rachel Reeves’s first Budget could impact your finances.

Get the latest from our experts.