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The tax year ends on 5th April

With the tax year coming to an end, take the time to review your allowances.

You must be 18+ and a UK resident to apply for these accounts. The value of investments can fall as well as rise, and you may not get back the full amount you invest. Eligibility criteria, fees, and charges apply. 

Review your current ISA allowances

The current tax year ends on 5th April 2026. It's important to check if you have any tax allowances left to make the most of your money. 

The current ISA allowance is £20,000 and the Junior Stocks and Shares ISA allowance is £9,000 per child.

ISA allowances don't carry over to the new tax year, but they do renew. So even if you can't put money into an ISA this tax year, there's the possibility to do so in the next tax year (subject to UK legislation). 

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Things to know about our products

  • Tax reliefs referred to are those applied under current UK legislation, which may change. 
  • The availability and value of any tax relief will depend on your individual circumstances. 
  • Royal Bank Pension: You must be over the age of 18 and under the age of 75. You cannot make contributions if you are a US citizen or US Green Card holder. You cannot access your pension benefits before the age of 55. When transferring any existing pensions, exit fees may apply.

Make the most of your Stocks and Shares ISA allowance

If you have any remaining ISA allowance left, you might want to think about taking action before it resets. You can top up your investment after logging in to Royal Bank Invest through the Mobile app or login on your computer.

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Make the most of your allowances

The tax year ends in just a few months. 

Fixed Rate or instant access Cash ISA

Open and pay in to a Fixed Rate or instant access Cash ISA .

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Junior ISA

 

 

Open and pay in to a Junior ISA. 

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Royal Bank Pension

 

 

Open and pay in to a Royal Bank Pension.

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Who looks after my investments?

Coutts is one of the best-known private banks in the world. NatWest has partnered with them since 1969.

Your investments will be managed by the experts at Coutts & Co and invested in a range of other funds from leading investing managers to spread the risk.

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How is my money protected?

Eligible savings and investments with us are protected up to a total of £85,000 by The Financial Services Compensation Scheme (FSCS). FSCS protects investments and savings with us up to £85,000. This means if NatWest Group were to cease trading, your money is protected.

This doesn’t include losses made as a result of investing.

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