Sometimes we end up with more debt than we'd like, especially at this time of year and servicing it could become time consuming.
If this feels familiar, then it may be worth bringing your debt together into one place - something often referred to as 'debt consolidation'.
Over 18s and existing RBS current accounts customers only.
Many new year resolutions start with the words "I will quit ..." but did you know that the average yearly cost saving from binning cigarettes and alcohol is £1,800 and £500 respectively! What life goal would you put that money towards?
To get into a healthy savings habit, just decide what to save for, set a related savings goal and start building your savings. Simple!
You need a savings account with us and be registered for Digital Banking to use the Savings Goal tool. You can only have one savings goal for each savings account.
January is a time when many people promise to lose pounds, as gym memberships soar. However, it's also a great time to consider how you can save pounds (and pence) by reviewing your finances and taking advantage of money help tools.
It's always nice to get something back and our Cashback PlusRewards scheme is a recognition of this and costs nothing to sign up for if you have an eligible debit card.
If you would like to be rewarded every time and everywhere you shop, you can with the Cashback Plus Credit Card and, until the 31st of March, it boosts the Rewards that you could earn when you shop at department stores!
Representative 17.4% APR (variable)
Annual fee applies and this offer is only for new and existing Cashback Plus Credit Card customers.
So you're checking out the January Sales and wondering if you have enough cash for that 'must have' bargain. At times like this, it's handy to be able to check your balance or transfer funds 'on the go' - even if it's 7am on a Sunday morning - and we can help!
Our Mobile app is available on most smartphones. All you need to 'get Mobile' is a current account with a debit card, a UK mobile number and be registered for Digital Banking.
Text alerts are easy to set up for RBS personal customers (aged over 11, with an eligible account, and a valid UK mobile number or email address).