Student account

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  • Information & details about your benefits
  • Mobile app features to manage your money and plan ahead
  • Help with planning your next steps after graduation
  • View your full terms and conditions
  • Frequently asked questions

Tools to help you on your student journey

Account benefits

Manage your money

Travel

Graduate account

Important information

FAQs

Your account benefits

tastecard

With a tastecard, you can enjoy 2 for 1 meals, 50% off your food bill or 25% off your entire bill, as well as the newest addition, 25% off barista-made drinks, available at thousands of restaurants and coffee shops across the UK. 

Once your account changes to a Graduate account you’ll receive an email with your membership number. Then through the tastecard app you can register or renew your membership.

And the perks don’t stop there – there are plenty of other tastecard offers too: 

  • Cinema tickets discounted 
  • Discounted days out at the UK's best attractions
  • Exclusive membership perks.
Information Message

Exclusions on offers and available days may apply, check with participating restaurants. 

Valid for 2 years. T&C's apply.

Use your tastecard Open in new window

tastecard

With a tastecard, you can enjoy 2 for 1 meals, 50% off your food bill or 25% off your entire bill, as well as the newest addition, 25% off barista-made drinks, available at thousands of restaurants and coffee shops across the UK. 

Once your account changes to a Graduate account you’ll receive an email with your membership number. Then through the tastecard app you can register or renew your membership.

And the perks don’t stop there – there are plenty of other tastecard offers too: 

  • Cinema tickets discounted 
  • Discounted days out at the UK's best attractions
  • Exclusive membership perks.
Information Message

Exclusions on offers and available days may apply, check with participating restaurants. 

Valid for 2 years. T&C's apply.

Use your tastecard Open in new window

Interest-free overdraft

An overdraft is a useful way to cover unplanned expenses if you’re short of cash. Think of it as a short-term safety net.

  • In the first year after you graduate you may get up to £3,250 interest-free arranged overdraft.
  • In the second year after you graduate you may get up to £2,250 interest-free arranged overdraft.
  • In the third year after you graduate you may get up to £1,250 interest-free arranged overdraft. 
  • In the fourth year after you graduate you will automatically move onto a Select account and your arranged overdraft will no longer be interest-free.

How does our overdraft compare?

A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year. 

If you have a Graduate account with an arranged overdraft limit of £3,250 following the first year after graduation and you use all of this, you will be charged arranged overdraft interest at 39.49% EAR on £1,000 of the £3,250 limit. Following the second year after graduation you’ll be charged interest at 39.49% on £2,000 of the £3,250.

If you're unable to repay what is owed, you could impact your credit score and borrowing capability. Subject to lending criteria. Over 18.

Information Message

Any arranged overdraft limits over the interest-free threshold will incur fees and charges. Representative Example: Effective Annual Rate: 39.49% EAR (variable). Representative 39.49% APR (Variable). Assumed credit limit: £1,200.

Apply for an overdraft Open in new window

Interest-free overdraft

An overdraft is a useful way to cover unplanned expenses if you’re short of cash. Think of it as a short-term safety net.

  • In the first year after you graduate you may get up to £3,250 interest-free arranged overdraft.
  • In the second year after you graduate you may get up to £2,250 interest-free arranged overdraft.
  • In the third year after you graduate you may get up to £1,250 interest-free arranged overdraft. 
  • In the fourth year after you graduate you will automatically move onto a Select account and your arranged overdraft will no longer be interest-free.

How does our overdraft compare?

A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year. 

If you have a Graduate account with an arranged overdraft limit of £3,250 following the first year after graduation and you use all of this, you will be charged arranged overdraft interest at 39.49% EAR on £1,000 of the £3,250 limit. Following the second year after graduation you’ll be charged interest at 39.49% on £2,000 of the £3,250.

If you're unable to repay what is owed, you could impact your credit score and borrowing capability. Subject to lending criteria. Over 18.

Information Message

Any arranged overdraft limits over the interest-free threshold will incur fees and charges. Representative Example: Effective Annual Rate: 39.49% EAR (variable). Representative 39.49% APR (Variable). Assumed credit limit: £1,200.

Apply for an overdraft Open in new window

Explore overdrafts in more detail

Manage your money

Stay on top of your finances

Discover the mobile app features that can help you manage your money and understand your finances.

Click on a feature to learn more...

Get set up for travelling

Whether going on holiday or planning to travel long-term, we may be able to support you with your finances while abroad. We offer a range of travel products and support that could help you prepare for your next trip. 

Our mobile app could simplify getting set up for travelling and staying in control of your funds while spending abroad:

  • Quickly and easily order travel money 
  • If you have a Travel account, you can track your Euro spend, seperate your holiday pot, and exchange euros from your linked current account 
  • Register your trip in the app to notify our fraud systems that you are going abroad
Find out more about travel services Open in new window

Get set up for travelling

Whether going on holiday or planning to travel long-term, we may be able to support you with your finances while abroad. We offer a range of travel products and support that could help you prepare for your next trip. 

Our mobile app could simplify getting set up for travelling and staying in control of your funds while spending abroad:

  • Quickly and easily order travel money 
  • If you have a Travel account, you can track your Euro spend, seperate your holiday pot, and exchange euros from your linked current account 
  • Register your trip in the app to notify our fraud systems that you are going abroad
Find out more about travel services Open in new window

Important information

Take some time to review the important documents.

Graduating soon?

You don’t need to do anything, if you’ve just graduated our about to, your account graduates with you. Your Student account will automatically change to a Graduate account later in the year, based on the graduation year you gave us when you opened your account. You can continue to use your card, online banking and mobile app as usual.

Before your account officially changes we will send you an email or letter detailing:

  • the changes to your account
  • the date your account will change
View our Graduate account Open in new window

Graduating soon?

You don’t need to do anything, if you’ve just graduated our about to, your account graduates with you. Your Student account will automatically change to a Graduate account later in the year, based on the graduation year you gave us when you opened your account. You can continue to use your card, online banking and mobile app as usual.

Before your account officially changes we will send you an email or letter detailing:

  • the changes to your account
  • the date your account will change
View our Graduate account Open in new window

Frequently asked questions

Back to Manage Your Account Hub