We could help you buy your first home

Take a look below and apply today

Step 1: Get an Agreement in Principle
Step 1: Get an Agreement in Principle
  • Get a personalised indication of how much you could borrow in less than 10 minutes
  • It won't impact your credit score
  • Shows your estate agent that you're a serious buyer

Online mortgages are provided by NatWest which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Royal Bank of Scotland may receive a fee based on a percentage of any mortgage entered into for this referral.  NatWest and Royal Bank of Scotland mortgages are available to over 18s. Your home or property may be repossessed if you do not keep up repayments on your mortgage.

Or use our mortgage calculator

Get a rough idea of how much we might be able to lend you, see our rates, the monthly payments and find out about any fees involved.

Mortgage calculator

 Step 2: Continue below to apply
Step 2: Continue below to apply
  • Apply online today or contact us if you'd like advice
  • Save progress and come back whenever you like
  • Upload, submit and sign all of your documents online
First mortgage guides and information

Guide for first time home buyers

Why choose Royal Bank of Scotland?

Tools to help you with your first mortgage
Get an Agreement in Principle
How much could I borrow calculator
Need some help?

We're on hand to arrange a phone or video call with one of our qualified mortgage professionals. We can also help with any general queries about the process. 

Call us on: 0800 056 0567

Relay UK: 18001 0800 056 0567

Opening hours: Mon-Fri 8am-6pm, Sat 9am-4pm, Sun Closed. Excluding public holidays.