Switch to Royal Bank

Switch offer available to new and existing customers who haven't previously received a switch offer and did not hold a Royal Bank current account as of 06 May 2026.

Why switch to Royal Bank?

Information Message

Fraud Refund Promise - We'll only refund money paid out of your account via Digital Banking/app by a fraudster if you've kept your login details safe. Video Banking calls may be recorded and service hours apply. Compatible device required.

Banking at your fingertips

24/7 customer support

Chat to us over video or in branch

Fraud refund promise

What happens when you switch?

Step 1	We’ll send a request to your old bank to confirm the switch and we’ll keep you updated every step of the way.
Step 2	Your old account will be closed on your behalf. Your balance and payments (like Direct Debits) will be moved to your Royal Bank account.
Step 3	The switch is complete. Your old bank will make sure that any payments made to your old account will redirect to your new Royal Bank account.

Switch to us and you could get £200

Available to new and existing customers who haven’t previously received a switch offer and didn’t hold a Royal Bank current account as of 06 May 2026.

How to get our Switch offer

1. Open a current account and switch to us

Apply for and open a Select or Reward account and request and complete a full switch to us from another bank using the Current Account Switch Service.

2. Within 60 days of switching

Pay in £1,250 - This can be made of multiple payments and must remain in the account for 24 hours

3. You're all set

When you've met these conditions, we'll pay £200 into your eligible account within 30 days.

Switch offer terms

Switch Offer T&Cs (PDF, 57KB)

Current Account Switch Guarantee (PDF, 39KB)

A Guide to Switching Current Accounts (PDF, 3MB)

Third Party Permissions

If you have given permissions to Third Party Providers to make payments on your behalf, or to access your financial data, access to these services won’t be transferred automatically to your new account as part of the Current Account Switch Service.

Before you close your old account, check whether you have any Third Party Provider permissions set up and if so, who with.

Once your new account is open you can give your permission to the Third Party Provider to access your new account by providing them with your new account details. You will need to contact the Third Party Provider directly yourself to set this up.

If you are unsure as to whether we will support the Third Party Provider permissions on your account, you can contact us for further information and support.

Please check our account terms and conditions for more information about Third Party Providers.

Information Message

Specific account eligibility criteria & conditions apply. Monthly account fees may apply. Offer T&Cs and restrictions apply. You are not eligible for this offer if you're switching a current account from NatWest Group (NatWest or Ulster Bank NI). This offer may be changed, replaced, or withdrawn at any time.

Are you ready to switch your account today?

You'll need these bits of info handy for your application:

The account number, sort code and debit card of the bank account you want to switch to Royal Bank.

Continue

Get started

Head back to your mobile app home screen.
Select the account you wish to switch into.
Once selected, choose the ‘Switch my account’ option to apply.

You will need the most up to date version of the app, to make changes to your account.

Important information

Not sure if you want to switch into the account you already hold with us? Click the link below to view our full range of accounts.

View current accounts Open in new window