Switch offer now live. Find the right bank account for you.

Switch to us and you could get £200.

Switch offer available to new and existing customers who haven't previously received a switch offer and did not hold a Royal Bank current account as of 06 May 2026.

Current account switch guarantee trustmark

Specific account eligibility criteria and conditions apply. Account fees may apply.

Eligible for our Switch offer

Select account

  • Our most popular everyday bank account.
  • No monthly fee.
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Eligible for our Switch offer

Select account

  • Our most popular everyday bank account.
  • No monthly fee.
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Eligible for our Switch offer

Reward account

  • An account that rewards you.
  • £2 monthly fee.

T&Cs apply.

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Eligible for our Switch offer

Reward account

  • An account that rewards you.
  • £2 monthly fee.

T&Cs apply.

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Student account

  • £100 plus a 4 year tastecard*.
  • Helping with student life.
  • No monthly fee.

*Offer T&Cs apply.

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Student account

  • £100 plus a 4 year tastecard*.
  • Helping with student life.
  • No monthly fee.

*Offer T&Cs apply.

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Child & Teen

  • View our products for those ranging from ages 3-17 based on your child’s needs.
  • Fees and charges may apply.
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Child & Teen

  • View our products for those ranging from ages 3-17 based on your child’s needs.
  • Fees and charges may apply.
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Accounts for existing customers

To change your account, view the options below and follow these instructions.

Reward Silver

  • Get rewarded, alongside other additional benefits.
  • £10 monthly fee.
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Reward Silver

  • Get rewarded, alongside other additional benefits.
  • £10 monthly fee.
Information on our Reward Silver account Open in new window

Reward Platinum

  • A wider range of lifestyle and insurance benefits.
  • £22 monthly fee.
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Reward Platinum

  • A wider range of lifestyle and insurance benefits.
  • £22 monthly fee.
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Premier Reward Black

  • Rewards and more for our Premier Banking customers.
  • £36 monthly fee.

Premier eligibility criteria apply.

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Premier Reward Black

  • Rewards and more for our Premier Banking customers.
  • £36 monthly fee.

Premier eligibility criteria apply.

Information on our Reward Black account Open in new window

Switch offer available now

Switch offer available to new and existing customers who haven't previously received a switch offer and did not hold a Royal Bank current account as of 06 May 2026.

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Individual account eligibility criteria apply.

Premier accounts

To apply you must be 18 or over, a permanent UK resident and you must have ONE of at least:

  • £100k sole income or £120k joint income paid into your Royal Bank account
  • £100k savings or investments held with us
  • £500k mortgage borrowing with us.
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Premier accounts

To apply you must be 18 or over, a permanent UK resident and you must have ONE of at least:

  • £100k sole income or £120k joint income paid into your Royal Bank account
  • £100k savings or investments held with us
  • £500k mortgage borrowing with us.
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Manage your bank account

View any benefits, helpful tips and FAQs about how to use your current account.

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Manage your bank account

View any benefits, helpful tips and FAQs about how to use your current account.

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