Switch & Save offer now live on eligible accounts. Find the right Bank Account for you.
Want to open a new account? Take a look at our account types below.
Specific account eligibility criteria apply. Account fees may apply. Offer T&Cs and restrictions apply. Limited availability offer. Offer available to new and existing customers who do not hold a Royal Bank current account or savings account as of 18th November 2025.
Select account
Eligible for Switch & Save offer.
Our most popular everyday bank account.
No monthly fee.
Reward account
Eligible for Switch & Save offer.
An account that rewards you.
£2 monthly fee.
T&Cs apply.
Student account
Helping with student life.
- 4 year tastecard*.
- No monthly fee.
*Offer T&Cs apply.
Child & Teen
View our products for those ranging from ages 3-17 based on your child’s needs.
Fees and charges may apply.
Accounts for existing customers
To change your account, view the options below and follow these instructions.
Reward Silver
Get rewarded, alongside other additional benefits.
£10 monthly fee.
Reward Platinum
A wider range of lifestyle and insurance benefits.
£22 monthly fee.
Reward Black
Rewards and more for our Premier Banking customers.
£36 monthly fee.
Want to switch into your existing account?
Current Switch and Save offer available to customers who do not hold a Royal Bank current account or savings account as of 18th November.
Individual account eligibility criteria apply.
Premier accounts
To apply you must be 18 or over, a permanent UK resident and you must have ONE of at least:
- £100k sole income or £120k joint income paid into your Royal Bank account
- £100k savings or investments held with us
- £500k mortgage borrowing with us.
- Switch & Save offer available on Premier current accounts. Offer T&Cs and restrictions apply. Limited availability.
Manage your bank account
View any benefits, helpful tips and FAQs about how to use your current account.