Switch offer now live. Find the right Bank Account for you.
Switch to us and you could get £200
Switch offer available to new and existing customers who haven't previously received a switch offer and did not hold a Royal Bank current account as of 06 May 2026.
Specific account eligibility criteria and conditions apply. Account fees may apply.
Select account
Eligible for our switch offer.
Our most popular everyday bank account.
No monthly fee.
Reward account
Eligible for our switch offer.
An account that rewards you.
£2 monthly fee.
T&Cs apply.
Student account
Helping with student life.
- 4 year tastecard*.
- No monthly fee.
*Offer T&Cs apply.
Child & Teen
View our products for those ranging from ages 3-17 based on your child’s needs.
Fees and charges may apply.
Accounts for existing customers
To change your account, view the options below and follow these instructions.
Reward Silver
Get rewarded, alongside other additional benefits.
£10 monthly fee.
Reward Platinum
A wider range of lifestyle and insurance benefits.
£22 monthly fee.
Reward Black
Rewards and more for our Premier Banking customers.
£36 monthly fee.
Switch offer now available
Switch offer available to new and existing customers who haven't previously received a switch offer and did not hold a Royal Bank current account as of 06 May 2026.
Individual account eligibility criteria apply.
Premier accounts
Premier Switch offer now available on eligible Premier current accounts. Offer T&Cs and restrictions apply. Limited availability.
To apply you must be 18 or over, a permanent UK resident and you must have ONE of at least:
- £100k sole income or £120k joint income paid into your Royal Bank account
- £100k savings or investments held with us
- £500k mortgage borrowing with us.
Manage your bank account
View any benefits, helpful tips and FAQs about how to use your current account.