Welcome to Premier Banking
To open a Premier account you'll need to be 18+, a permanent UK resident and meet at least one of the following:
- Income: Minimum £100k sole income or £120k joint income paid into your Royal Bank account.
- Mortgage borrowings: £500k minimum mortgage borrowing with us.
- Savings or Investments: Minimum £100k savings or investments held with us.
- Eligible for our Switch and Save offer to unlock our Limited Edition Saver account. T&Cs apply.
You can change your existing account to a different type, or open a new account alongside a current one (individual account eligibility criteria apply).
Premier Select
- Eligible for our Switch and Save offer. T&Cs apply.
- Our everyday free Premier current account.
- No Non-Sterling Transaction fee when you make a payment outside the UK or in a foreign currency.
- 24/7 access to Premier experts to help plan towards your next goal.
Premier Reward
- Eligible for our Switch and Save offer. T&Cs apply.
- Earn Rewards that you can redeem as cash back, gift cards or e-codes with our retail partners.
- 24/7 access to Premier experts to help plan towards your next goal.
- £2 monthly fee.
Premier Reward Black
- Earn Rewards and access a range of exciting lifestyle, travel and insurance features
- 24/7 access to Premier experts to help plan towards your next goal
- £36 monthly fee.