Income protection insurance

Income protection cover provided by Aviva Life & Pensions UK Limited could be the answer.

It could help maintain your family's standard of living, providing a monthly income to help pay your mortgage, other debts or household bills.

Why choose income protection?

• Real protection - the monthly income you receive under the plan is guaranteed until you are fit enough to go back to work, or until the plan ends (for example at your intended retirement age)
• Tax-free - under the current UK tax rules, any income you receive from the plan is paid free of tax
• Decide your level of cover - your cover can pay benefits up to 60% of your current gross earnings, to a maximum of £15,000 per month
• Flexible - decide how long you want the income to be paid if you're off work - this can be until any age from 50 to 70. You can also decide how soon you would like payments to start if you were unable to work
• Inflation-tracking - benefits are linked to the Retail Prices Index
• Temporary Accident Cover - Free Temporary Accident Cover for up to 90 days while we process your application (exclusions apply)

Important exclusions and legal information

You must be a resident of the UK, Channel Islands or Isle of Man and aged between 18 and 54 years of age when you take out the plan.

Certain types of illness or accidental injury are not covered.

The Income Protection Plan is administered by Aviva Health UK Limited, Chilworth House, Hampshire Corporate Park, Templars Way, Eastleigh, Hampshire SO53 3RY. Registered in England number 2464270. Registered Office: 8 Surrey Street, Norwich, NR1 3NG. This Insurance is underwritten by Aviva Life Life & Pensions Limited. Registered in England number 3253947. Registered Office: 2 Rougier Street, York, YO90 1UU. Aviva Health UK Limited is Authorised and regulated by the Financial Services Authority. Aviva Health UK Limited's FSA registered number is 308139. Our permitted business is advising on, arranging and administering, general insurance and pure protection contracts. Aviva Health UK Limited is a wholly owned subsidiary of Aviva plc, which includes within its group a number of insurers.

Members of the Association of British Insurers.

Members of the Financial Ombudsman Service.