GPC onecard combines your organisations travel and entertainment expenditure with purchasing spend, on a single card. Since launch, onecard has provided organisations with a solution to their complex payment requirements by offering enhanced expense management reports and diversion billing options.

Key benefits:

• Control expenditure - with the power to limit and direct individuals' spending, you will be able to shape organisation-wide expenditure
• Travel policy compliance - Smart Data OnLine gives you access to management information 24/7, and the ability to create standard and bespoke reports
• Protect your business - We provide Liability Waiver Insurance as standard against employee card misuse. This provides cover up to £50,000 per cardholder and £1.5 million for your organisation per year - giving you increased protection and peace of mind
• Diversion billing - This enables nominated types of transactions, such as travel, to be diverted from the individual cardholder account to a central account for payment allowing you to set lower individual credit limits for cardholders
• Worldwide reach - accepted at over 700,000 outlets in the UK and 32 million worldwide
• Free travel accident insurance assistance - up to £100,000 cover (public transport). Terms and conditions apply.

• Show me information on the Government Procurement Card

Our Purchasing Card and Corporate card solutions for the public sector are not only public sector specific, but completely purpose-built to satisfy government efficiency targets. You can use your GPC cards to speed up your payment times to suppliers - two to four days is typical - and dramatically reduce paperwork.

Key benefits

• Save £28 on traditional paper based transactions* - key to driving cost efficiencies and meeting increasingly stringent spending targets
• Speed up your VAT reclaim - by using our card at any of the UK's 11,000 VAT-enabled outlets and dispense with invoices including for certain transactions accredited by Her Majesty's Revenue and Customs
• Worldwide reach - accepted at over 700,000 outlets in the UK and 32 million worldwide
• Up-to-date payment information - online reporting through Cards OnLine means you can view transactions in real-time
• Greater business knowledge - the management reports generated by Cards OnLine will give you insights into cardholder spending patterns
• Control expenditure - with the power to limit and direct individuals' spending, you will be able to shape organisation-wide expenditure
• Added security - as well as chip and PIN protection, your business will benefit from our security system, RBS Secure, for online purchasing, plus Liability Waiver Insurance to protect against cardholder misuse.

*Established by KPMG and endorsed by the National Audit Office (1998)

• GPC factsheet (PDF, 251KB)

• Show me information on the Government Pre-Loaded Card

If your organisation is making regular, longer-term payments, such as the payment of disability benefits, a Pre-Loaded Card could be the ideal solution.

You tailor each card to the cardholder's needs, specifying payment limits and permitted categories. If appropriate, you can also include an option for cardholders to supplement their allowance with additional personal funds. As a result, you are able to control expenditure while your employees gain the payment flexibility they need.

Key benefits

• Control expenditure - shape individual (and so organisational) expenditure by establishing the payment criteria. View real time payment and management information through our online reporting service, Cards OnLine
• Improve efficiency - paper, cheque and cash-based payment systems are things of the past; all your company's recurring payments are automated; and online reporting reduces the need for paper records for auditing
• Greater flexibility - the card is accepted worldwide; secondary cardholders can be set up; and the card can be designed to reflect your organisation's brand and customer communications
• More effective support - we will help you implement the programme, then provide ongoing support
• Added security - as well as chip and PIN protection, your business will benefit from our bespoke online security system, RBS Secure

• Show me information on the Government Lodge Account

Our Lodge programme can save you time and reduce costs by providing both the information and control you need to effectively manage your travel budget.

No cards are issued with the account. Instead travellers in your organisation charge their expenses to one central account that is held with your travel agent. This, in turn, can also be used to generate valuable management reports.

We offer a choice of two different lodge products, onecard Lodge and Visa Lodge. Your Relationship Manager can provide more information on which programme will be the most suited for your organisation.

Key benefits

• Simple reporting - receive one monthly statement for all your travel expenditure, either on paper or electronically
• Travel policy compliance - a detailed daily, weekly or monthly report will make complying with travel policy more straightforward
• Free service - benefit from up to 38 days' interest free credit
• Insurance cover - Corporate Liability Waver Insurance will ensure your business is covered against employee misuse. Terms and conditions apply
• Free travel inconvenience insurance - benefit from pre-travel advice, medical and legal advice when abroad and baggage delay insurance. Terms and conditions apply.

Get in touch

We offer a wide range of card payment solutions to the public sector as part of the GPC III Framework Agreement with Buying Solutions. For further information please contact your Relationship Manager or call us on freephone 0808 10 10 900 (Minicom 1800 201 733).